区别年龄周期，怎么买保险？
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="//p7.itc.cn/q_70/images01/20231103/4326dd29181b457b90584ad878c5f2c6.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">区别</span>年龄段，<span style="color: black;">必须</span>的保险是<span style="color: black;">区别</span>的。</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">由于</span><span style="color: black;">区别</span>年龄段，</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">所面临的<span style="color: black;">危害</span>和承担的责任，是<span style="color: black;">区别</span>的。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="//q0.itc.cn/images01/20240517/af594ccf70a3430182abab42e98d625f.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">1、<span style="color: black;">小<span style="color: black;">孩儿</span>（0-18 岁）</span></span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">刚出生的时候，</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1、医疗险，报销看病<span style="color: black;">花费</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2、重疾险，有个大病<span style="color: black;">保证</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">3、教育金，提前<span style="color: black;">贮存</span><span style="color: black;">将来</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">幼儿期<span style="color: black;">起始</span>调皮捣怪，</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">4、要<span style="color: black;">增多</span>意外险，抵御<span style="color: black;">平常</span>意外<span style="color: black;">危害</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">小<span style="color: black;">孩儿</span>配置思路：</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">少儿<span style="color: black;">医疗保险</span>+意外+医疗+重疾+教育金</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">详细</span>可回顾：</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">第1</span>次给宝宝买保险，收好这10条<span style="color: black;">意见</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">保险指南｜<span style="color: black;">孩儿</span>的保险，怎么买？</p>
<h1 style="color: black; text-align: left; margin-bottom: 10px;"><strong style="color: blue;">2、成年人（19-50 岁）</strong></h1>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">成年后<span style="color: black;">起始</span>步入社会，</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1、可<span style="color: black;">思虑</span><span style="color: black;">增多</span>重疾险的保额，<span style="color: black;">例如</span>将 30 万<span style="color: black;">提高</span>到 50 万。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2、意外险，<span style="color: black;">亦</span>要从少儿意外更换为成人意外了，赔付保额更高。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">3、可能背上房贷车贷，可能打算结婚，可能准备要<span style="color: black;">孩儿</span>。要<span style="color: black;">增多</span><span style="color: black;">定时</span>寿险，把家庭责任或贷款负债，转嫁给保险<span style="color: black;">机构</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">万一<span style="color: black;">出现</span>什么极端<span style="color: black;">危害</span>，<span style="color: black;">咱们</span>在乎的人和<span style="color: black;">必须</span>背负的责任，还能延续。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">4、还要<span style="color: black;">增多</span>养老金+增额寿，做家庭储蓄规划，并提前攒养老钱。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">人生的每一步都<span style="color: black;">必须</span>提前规划，</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">才可</span>步步有后路。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">19-30 岁初入社会配置思路：</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">社保+意外+医疗+重疾+增额寿+年金</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">31-50 岁家庭支柱配置思路：</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">社保+意外+医疗+重疾+定寿</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">+增额寿+养老金</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">详细</span>可回顾：</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">20条<span style="color: black;">意见</span>，送给<span style="color: black;">第1</span>次买保险的你</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">保险指南｜成年人，怎么买保险？</p>
<h1 style="color: black; text-align: left; margin-bottom: 10px;"><strong style="color: blue;">3、中老年人（50 岁以上）</strong></h1>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>老人<span style="color: black;">保证</span>不全，还要<span style="color: black;">思虑</span>给父母，<span style="color: black;">弥补</span>意外医疗险。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">不仅是尽一份孝心，<span style="color: black;">更加多</span><span style="color: black;">亦</span>是为自己<span style="color: black;">将来</span>做打算。毕竟父母健康<span style="color: black;">安全</span>，<span style="color: black;">咱们</span><span style="color: black;">亦</span>安心。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">五十岁以上父母配置思路：</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">社保+意外+医疗+防癌险+储蓄类保险</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">更加多</span>可回顾：</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">第1</span>次给父母买保险，收好这10条<span style="color: black;">意见</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">保险指南｜父母的保险，怎么买？</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">……</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">如此准备之后，等<span style="color: black;">咱们</span>年龄大了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">1、不会害怕<span style="color: black;">患病</span>，<span style="color: black;">由于</span>医疗险会报销医疗费，重疾险会赔付一笔钱安心养病。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2、不会害怕意外，<span style="color: black;">由于</span>小意外都去医院看病治疗，大意外<span style="color: black;">亦</span>有<span style="color: black;">赔偿</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">3、不会害怕身故，不管在不在，房贷都能还下去，父母伴侣女儿都有<span style="color: black;">保证</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">4、不会害怕因老返贫，<span style="color: black;">由于</span><span style="color: black;">青年</span>时就<span style="color: black;">起始</span>积攒了养老金和增额寿。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">5、不会担心<span style="color: black;">孩儿</span>，人身有<span style="color: black;">保证</span>，提前<span style="color: black;">贮存</span>的教育金<span style="color: black;">亦</span>足够。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">6、不会担心老人，不管<span style="color: black;">患病</span>意外都有个<span style="color: black;">保证</span>，能减少点压力。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">当然，保险<span style="color: black;">不外</span>是一个<span style="color: black;">危害</span>管理工具。</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">并不会<span style="color: black;">处理</span><span style="color: black;">患病</span>意外带来的痛苦，只是会减轻一部分财务压力。</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">回顾这<span style="color: black;">一辈子</span>，像一部连续剧。有了保险，<span style="color: black;">最少</span><span style="color: black;">晓得</span>自己有个确定的好<span style="color: black;">结果</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="//p5.itc.cn/q_70/images01/20231103/7cccf62cd23c4493a3f0067bbad5c089.png" style="width: 50%; margin-bottom: 20px;"><a style="color: black;"><span style="color: black;">返回<span style="color: black;">外链论坛：www.fok120.com</span>，查看<span style="color: black;">更加多</span></span></a></p>
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