「跨境电商」独立站的收款方式分析
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">跨境独立站，对中国的跨境卖家<span style="color: black;">来讲</span>，<span style="color: black;">重点</span>是<span style="color: black;">做为</span>针对海外市场的线上独立商城存在。今天要介绍的独立站收款，<span style="color: black;">触及</span>从支付到结算的一整套体系，和电商平台收款是有很大区别的。接下来就来举例分析几种独立站收款方式之间的区别。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">一</span><strong style="color: blue;"><span style="color: black;">、海外电子钱包</span></strong></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/7eeb9f179ff64106ab18bb7a8460787a~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722821901&x-signature=zKKpM%2BsZHjl6qih2HKgC1JdFYF8%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">PayPal收款</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">和支付宝类似，是一种账号模式的支付方式。<span style="color: black;">需求</span>买卖双方都要有PayPal账户，<span style="color: black;">经过</span>账户之间进行转账，是欧美主流的支付方式。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">因此呢</span>，交易和账户均受PayPal管理，<span style="color: black;">按照</span>卖家的退款率、投诉率还有买家<span style="color: black;">评估</span>等各个<span style="color: black;">原因</span>来计算卖家的提现额度。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">重视</span>：PayPal企业账户会收取<span style="color: black;">必定</span>的<span style="color: black;">保准</span>金，<span style="color: black;">况且</span>paypal更偏袒买家的利益，<span style="color: black;">倘若</span>卖家账户超出<span style="color: black;">必定</span>的投诉退款比例，就存在被封账户和冻结资金的<span style="color: black;">危害</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">2、</span></span><strong style="color: blue;"><span style="color: black;">国际信用卡支付通道</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">信用卡支付是<span style="color: black;">日前</span>独立站非常主流的支付方式，成熟的独立站基本<span style="color: black;">必须</span>。收款模式<span style="color: black;">便是</span>在独立站后台配置信用卡付款，消费者<span style="color: black;">经过</span>在支付页面填写信用卡卡号、有效期、VV2码进行支付，不需要填写<span style="color: black;">秘码</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">信用卡在欧美发达国家的普及率非常高，其支付的<span style="color: black;">方便</span>性让信用卡支付<span style="color: black;">作为</span>了独立站的标配。</span></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/8eb900185b054b79bdda02ca285afa29~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722821901&x-signature=X0cKuLt%2F8S0O7NPVvkz6NPudnns%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">不外</span>信用卡<span style="color: black;">亦</span>不是完全<span style="color: black;">无</span><span style="color: black;">危害</span>，<span style="color: black;">重点</span><span style="color: black;">表现</span>在以下几个方面：</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">（1）盗刷：<span style="color: black;">由于</span>付款不需要<span style="color: black;">秘码</span>，<span style="color: black;">因此</span>信用卡存在盗刷的<span style="color: black;">危害</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">（2）拒付：信用卡<span style="color: black;">一般</span>有180天的拒付期，<span style="color: black;">倘若</span>货物到了客户手上有问题，买家有权取消付款。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">（3）支付不成功：信用卡<span style="color: black;">显现</span>过盗刷、恶意拒付等问题时，会被风控系统判定为高<span style="color: black;">危害</span>订单，可能<span style="color: black;">显现</span>支付不成功的问题。</span></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/a9c249c4ed7946ec8dbe0e4dc6079db7~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722821901&x-signature=L2Z%2BhZ%2FQ5c1UDXklGZg6Fh8CfaM%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">1、Onlypay</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">专注独立站收单，支持多种国际信用卡支付（<span style="color: black;">包含</span>VISA、MasterCard、JCB等）。<span style="color: black;">经过</span>官网注册<span style="color: black;">就可</span>，需要手机号码、电子邮箱和企业资质信息。支持个人用户和企业用户。</span></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/99553f6ee62a4fef8d96eb914cc92a2b~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722821901&x-signature=%2FdfjMJDJgbXGKikZj5W3D%2Bfz0d0%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">2、Stripe</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">Stripe是一家美国信用卡支付服务<span style="color: black;">供给</span>商，在市场上的名气非常大，<span style="color: black;">运用</span>率比较高，不收取交易<span style="color: black;">保准</span>金。但<span style="color: black;">她们</span>为了<span style="color: black;">掌控</span><span style="color: black;">危害</span>，审核<span style="color: black;">要求</span>很苛刻，<span style="color: black;">例如</span>拒付率<span style="color: black;">需求</span>在0.75%以下、新账户每日交易限额1500美元等等，以及存在<span style="color: black;">有些</span><span style="color: black;">没法</span>捉摸的规则，卖家账户被封概率高达25%以上，让卖家又爱又恨。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">3、</span></span><strong style="color: blue;"><span style="color: black;">货到付款（COD）</span></strong></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/47d4afce972a44bcbfcef0b3b7f87f6d~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722821901&x-signature=S4z3P0z%2FNfZEYtOV6wRmvW5wfk0%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">兴起于东南亚市场，<span style="color: black;">由于</span>该地区信用卡普及率不高，缺乏线上支付方式。COD<span style="color: black;">重点</span>的<span style="color: black;">危害</span><span style="color: black;">便是</span><span style="color: black;">针对</span>物流商的问题了，费率很高，<span style="color: black;">常常</span>高达10%以上，<span style="color: black;">况且</span>还有物流商拖欠款项，<span style="color: black;">乃至</span>卷款跑路的<span style="color: black;">危害</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">4、</span></span><strong style="color: blue;"><span style="color: black;">本地支付</span></strong></p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/3fbb5769fce846438c4fe9a7de35e452~noop.image?_iz=58558&from=article.pc_detail&lk3s=953192f4&x-expires=1722821901&x-signature=4R0yzUJ%2F8tCjUi0w7kx%2FnCts6%2F8%3D" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">又名本地聚合支付，支持本地银行卡线上支付的模式，适合信用卡普及率不高，习惯现金支付的<span style="color: black;">有些</span>地区。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">本地支付的<span style="color: black;">优良</span>：不存在拒付<span style="color: black;">危害</span>、安全稳定、提现速度快、支持的<span style="color: black;">制品</span>多等等。<span style="color: black;">不外</span><span style="color: black;">日前</span>能够<span style="color: black;">供给</span>本地支付的<span style="color: black;">机构</span>较少。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">当然还有其他<span style="color: black;">有些</span>线下支付方式，<span style="color: black;">例如</span>西联，速汇金等传统支付方式，<span style="color: black;">由于</span>不如<span style="color: black;">以上</span>几种方式来得<span style="color: black;">方便</span>，就不一一介绍了，<span style="color: black;">大众</span>有兴趣的欢迎评论或私信我进行交流！</span></p>
你字句如珍珠，我珍藏这份情。 你说得对，我们一起加油，未来可期。 你的见解独到，让我受益匪浅，非常感谢。
页:
[1]