跨境独立站收款最全攻略
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">近期</span>7天业绩（独立站业绩）： </p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="data:image/svg+xml,%3C%3Fxml version=1.0 encoding=UTF-8%3F%3E%3Csvg width=1px height=1px viewBox=0 0 1 1 version=1.1 xmlns=http://www.w3.org/2000/svg xmlns:xlink=http://www.w3.org/1999/xlink%3E%3Ctitle%3E%3C/title%3E%3Cg stroke=none stroke-width=1 fill=none fill-rule=evenodd fill-opacity=0%3E%3Cg transform=translate(-249.000000, -126.000000) fill=%23FFFFFF%3E%3Crect x=249 y=126 width=1 height=1%3E%3C/rect%3E%3C/g%3E%3C/g%3E%3C/svg%3E" style="width: 50%; margin-bottom: 20px;"></p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;"><span style="color: black;">01前言</span></h2>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">中国独立站卖家经常遇到的<span style="color: black;">困难</span>：<strong style="color: blue;">独立站<span style="color: black;">怎样</span>收款？</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">这个问题<span style="color: black;">亦</span>是<span style="color: black;">非常多</span>跨境独立站卖家问我的问题，为此写本篇<span style="color: black;">文案</span>统一回复。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">例如</span>下图是我某个独立站的收款方式，共两种：Shopify Payment和Paypal。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="data:image/svg+xml,%3C%3Fxml version=1.0 encoding=UTF-8%3F%3E%3Csvg width=1px height=1px viewBox=0 0 1 1 version=1.1 xmlns=http://www.w3.org/2000/svg xmlns:xlink=http://www.w3.org/1999/xlink%3E%3Ctitle%3E%3C/title%3E%3Cg stroke=none stroke-width=1 fill=none fill-rule=evenodd fill-opacity=0%3E%3Cg transform=translate(-249.000000, -126.000000) fill=%23FFFFFF%3E%3Crect x=249 y=126 width=1 height=1%3E%3C/rect%3E%3C/g%3E%3C/g%3E%3C/svg%3E" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="data:image/svg+xml,%3C%3Fxml version=1.0 encoding=UTF-8%3F%3E%3Csvg width=1px height=1px viewBox=0 0 1 1 version=1.1 xmlns=http://www.w3.org/2000/svg xmlns:xlink=http://www.w3.org/1999/xlink%3E%3Ctitle%3E%3C/title%3E%3Cg stroke=none stroke-width=1 fill=none fill-rule=evenodd fill-opacity=0%3E%3Cg transform=translate(-249.000000, -126.000000) fill=%23FFFFFF%3E%3Crect x=249 y=126 width=1 height=1%3E%3C/rect%3E%3C/g%3E%3C/g%3E%3C/svg%3E" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">并不是<span style="color: black;">每一个</span>独立站卖家都有我的<span style="color: black;">要求</span>做shopify payment收款。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">因此呢</span>，<span style="color: black;">选取</span>收款方式时，中国独立站卖家需要<span style="color: black;">思虑</span>多个<span style="color: black;">原因</span>，<span style="color: black;">包含</span>政策限制、货币转换、手续<span style="color: black;">花费</span>等。</p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;"><span style="color: black;">02 独立站收款方式</span></h2>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">以下是中国卖家做跨境独立站主流收款方式，<span style="color: black;">期盼</span>对你有<span style="color: black;">帮忙</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">PayPal</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">PayPal是一种最流行的收款方式，其优点是<span style="color: black;">能够</span>支持多种货币和多种支付方式。PayPal支持国内和国际的交易，<span style="color: black;">能够</span>帮助卖家实现快速收款。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">开设账户<span style="color: black;">要求</span></span>：中国大陆<span style="color: black;">机构</span>账户</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">花费</span>：</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2%的交易手续费+4.4%的交易处理费+0.3美元/笔的固定费率，提现<span style="color: black;">亦</span>需要<span style="color: black;">花费</span>，每笔35美元。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">Stripe</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Stripe专攻信用卡收款，<span style="color: black;">能够</span>处理<span style="color: black;">重点</span>的国际借记卡或信用卡，<span style="color: black;">包含</span>Visa, MasterCard， American Express， Discover， JCB。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Stripe手续费较低，且<span style="color: black;">无</span>提现<span style="color: black;">花费</span>，对交易审核比较严格，安全性高。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Stripe业务大多在美国，收款以美元为主，当Stripe收到美元时，会将美元强制兑换成港而，这中间可能会产生一笔汇率损失，目账时间较长，为7个工作日。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">开设账户<span style="color: black;">要求</span></span>：香港<span style="color: black;">机构</span>账户，中国大陆<span style="color: black;">机构</span>不行</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">花费</span>：</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">美国账户：每笔交易金额的2.9%+ 0.3美元</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">香港账户：每笔交易金额的3.4%+2.35港币</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">2Checkout</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">2Checkout是一家<span style="color: black;">全世界</span>性的支付处理<span style="color: black;">机构</span>，申请<span style="color: black;">要求</span>要比较宽松，<span style="color: black;">然则</span>手续费较高。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">况且</span><span style="color: black;">无</span>中文客服支持，需要邮件联系英文客服<span style="color: black;">处理</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">开设账户<span style="color: black;">要求</span></span>：中国大陆<span style="color: black;">机构</span>账户</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">花费</span>：</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">每笔交易金额的3.5%+0.35美元</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">Shopify Payment</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Shopify Payment是Shopify官方<span style="color: black;">供给</span>的一种收款方式，<span style="color: black;">能够</span><span style="color: black;">帮忙</span>卖家快速实现收款。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Shopify Payment支持多种支付方式，手续费<span style="color: black;">亦</span>比较低。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">然则</span>，Shopify Payment<span style="color: black;">日前</span>只支持部分国家，中国大陆地区暂不支持。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">开设账户<span style="color: black;">要求</span></span>：中国大陆<span style="color: black;">机构</span>不行，需要在所在国开通银行账号。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">花费</span>：</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">区别</span>的订阅，<span style="color: black;">区别</span>的<span style="color: black;">花费</span>，共有3 种订阅计划:</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Basic Shopify 29 美元/月，每笔交易金额的 2.9% + $0.30 USD；</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Shopify 79 美元/月，每笔交易金额的 2.6% + $0.30 USD；</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">Advanced Shopify 299 美元/月，每笔交易金额的 2.4% + $0.30 USD</p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;"><span style="color: black;">03 独立站收款<span style="color: black;">重视</span>问题</span></h2>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">除了以上的独立站收款方式，其他外卡收单的方式不<span style="color: black;">举荐</span>，应该<span style="color: black;">尽可能</span>避免和第四方支付<span style="color: black;">公司</span>进行合作。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">由于</span>这些<span style="color: black;">公司</span>与国外第三方支付<span style="color: black;">公司</span>合作，申请开通大商户号，<span style="color: black;">而后</span>分发小商户号给到国内卖家<span style="color: black;">运用</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">一旦其中的某个小商号存在问题，将<span style="color: black;">导致</span><span style="color: black;">导致</span><span style="color: black;">全部</span>大商户的所有资金被冻结，此方式<span style="color: black;">危害</span>很高。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">况且</span>，这些第四方支付<span style="color: black;">公司</span>给的收款账号容易<span style="color: black;">引起</span>假拒付、跑路、<span style="color: black;">花费</span>不明、无理由资金扣押等问题。</p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;"><span style="color: black;">04 最后</span></h2>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">总而言之，独立站收款最重要的是资金安全，其次再<span style="color: black;">思虑</span>费率问题。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>以上的独立站收款方式您仍旧有疑问，欢迎私信交流，黑五类卖家请勿打扰。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">-END-</p>
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