关于独立站信用卡收款，你想晓得的一切都在这！
<span style="color: black;"><strong style="color: blue;">关于独立站信用卡收款</strong></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">提高</span>stripe审核<span style="color: black;">经过</span>率的9个小技巧！</strong></span><span style="color: black;">我为<span style="color: black;">大众</span>带来一期<span style="color: black;">仔细</span>介绍<strong style="color: blue;">信用卡收款</strong>的内容。在当今数字化的<span style="color: black;">商场</span>环境中，信用卡支付已<span style="color: black;">作为</span>一种非常<span style="color: black;">广泛</span>的收款方式，尤其是<span style="color: black;">针对</span>电商和线上服务行业。<span style="color: black;">然则</span>，<span style="color: black;">非常多</span>人<span style="color: black;">针对</span>信用卡收款的<span style="color: black;">关联</span>知识仍然存在<span style="color: black;">非常多</span>的疑问和不<span style="color: black;">认识</span>之处。</span><span style="color: black;">本期将全面介绍<strong style="color: blue;">信用卡收款的<span style="color: black;">关联</span>知识</strong>，<span style="color: black;">包含</span>什么是信用卡收款、独立站收款与平台收款的区别、Stripe的回款周期和费率、<span style="color: black;">怎样</span><span style="color: black;">提高</span><span style="color: black;">经过</span>率等方面。</span><span style="color: black;">无论你是想要在独立站上卖东西还是其他方面，这期内容都将为你<span style="color: black;">供给</span>非常有价值的参考和<span style="color: black;">指点</span>。<span style="color: black;"><span style="color: black;">因此</span>，<span style="color: black;">倘若</span>你正在寻找关于信用卡收款的实用知识，不要<span style="color: black;">错失</span>这期<span style="color: black;">仔细</span>的介绍！</span></span><img src="https://mmbiz.qpic.cn/mmbiz_gif/IYJD93PBawgfibwh8UOQibUe85XmWuYQgJGLRfXUt6myptEFtPS3Mthj2YBsrFiaLpLx0CTwXIaIUAWW0zAM7ib1iag/640?wx_fmt=gif&tp=webp&wxfrom=5&wx_lazy=1" style="width: 50%; margin-bottom: 20px;"><span style="color: black;"><span style="color: black;"><strong style="color: blue;">PART </strong><strong style="color: blue;">01</strong></span></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">什么是信用卡收款？</span></strong></span><span style="color: black;">当客户在你的网站或商店购买商品或服务时，<span style="color: black;">她们</span><span style="color: black;">一般</span>会<span style="color: black;">运用</span>信用卡进行支付。信用卡收款<span style="color: black;">便是</span>指商家<span style="color: black;">运用</span>特定的技术和服务，从客户的信用卡账户中提取相应金额的资金。这些资金随后将存入商家的银行账户中。</span><span style="color: black;">信用卡收款<span style="color: black;">针对</span>商家<span style="color: black;">来讲</span>非常重要，<span style="color: black;">由于</span>它<span style="color: black;">能够</span><span style="color: black;">帮忙</span><span style="color: black;">她们</span>扩大<span style="color: black;">营销</span><span style="color: black;">途径</span>并<span style="color: black;">增多</span><span style="color: black;">营销</span>额。许多客户不想<span style="color: black;">运用</span>其他支付方式，例如现金或支票，<span style="color: black;">由于</span>这些方式可能<span style="color: black;">不足</span>安全或方便。而<span style="color: black;">运用</span>信用卡支付则<span style="color: black;">能够</span>带来更好的消费体验，<span style="color: black;">加强</span>客户忠诚度，并为商家带来<span style="color: black;">更加多</span>的收益。</span><p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://mmbiz.qpic.cn/mmbiz_png/IYJD93PBawjr5icKQhU46zqWlPYqa1XlJnbBM5K1zVfbXrChppEhUng0ibLibt6ce7tmAAxg9WHSI14msySt7rPMA/640?wx_fmt=png&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></p><span style="color: black;"><span style="color: black;">科研</span><span style="color: black;">显示</span>，在电子商务交易中，信用卡支付是最<span style="color: black;">平常</span>的支付方式之一。一项调查<span style="color: black;">表示</span>，<span style="color: black;">全世界</span>在线支付方式中，信用卡支付占比达27%，仅次于PayPal。</span><span style="color: black;">信用卡支付<span style="color: black;">能够</span><span style="color: black;">加强</span>独立站的转化率。<span style="color: black;">科研</span><span style="color: black;">显示</span>，使用信用卡支付相<span style="color: black;">针对</span>其他支付方式<span style="color: black;">能够</span><span style="color: black;">加强</span>30%的转化率，<span style="color: black;">增多</span>28%的<span style="color: black;">营销</span>额。</span><span style="color: black;">在美国，75%的消费者<span style="color: black;">暗示</span><span style="color: black;">她们</span><span style="color: black;">运用</span>信用卡支付进行网上购物。这<span style="color: black;">显示</span>，信用卡支付<span style="color: black;">已然</span><span style="color: black;">作为</span>美国消费者进行在线购物的<span style="color: black;">重点</span>方式。</span><span style="color: black;">一项<span style="color: black;">科研</span><span style="color: black;">显示</span>，相<span style="color: black;">针对</span>其他支付方式，信用卡支付<span style="color: black;">拥有</span>更高的购买率和购买额度。<span style="color: black;">运用</span>信用卡支付的客户平均购买额度比使用其他支付方式的客户高25%。</span><span style="color: black;"><span style="color: black;"><strong style="color: blue;">PART </strong><strong style="color: blue;">02</strong></span></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">独立站信用卡收款流程</span></strong></span><span style="color: black;"><strong style="color: blue;">客户下单：</strong></span><span style="color: black;">客户在独立站上选购商品并下单。商家<span style="color: black;">能够</span>在独立站上设置多种支付方式供客户<span style="color: black;">选取</span>，例如信用卡支付、PayPal支付、银行转账等。</span><span style="color: black;"><strong style="color: blue;">支付处理服务<span style="color: black;">供给</span>商验证和授权：</strong></span><span style="color: black;">客户完成支付后，支付处理服务<span style="color: black;">供给</span>商会验证客户的支付信息，并进行授权，<span style="color: black;">保证</span>客户支付的款项<span style="color: black;">能够</span>安全地转入商家账户。</span><span style="color: black;"><strong style="color: blue;">款项结算至商家账户：</strong></span><span style="color: black;">支付处理服务<span style="color: black;">供给</span>商会将客户支付的款项结算至商家的指定账户上。商家<span style="color: black;">能够</span><span style="color: black;">按照</span>自己的需要<span style="color: black;">选取</span><span style="color: black;">区别</span>的结算周期，例如T+1、T+2等。</span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://mmbiz.qpic.cn/mmbiz_png/IYJD93PBawjr5icKQhU46zqWlPYqa1XlJdcwvuuqXJ2LCMO34Gk29UF0KrAbhvZNrrs2dk5FRBpZzTXcvRzrwEg/640?wx_fmt=png&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></p><span style="color: black;"><strong style="color: blue;">独立站收款与平台收款的区别</strong></span><span style="color: black;"><strong style="color: blue;">收款流程：</strong></span><span style="color: black;">独立站收款需要商家<span style="color: black;">自动</span>搭建支付系统，接入支付处理服务<span style="color: black;">供给</span>商进行支付处理，而平台卖家收款则由平台<span style="color: black;">供给</span>支付系统进行统一处理。</span><span style="color: black;"><strong style="color: blue;">支付手续费：</strong></span><span style="color: black;">平台卖家收款需要支付平台收取的手续费，而独立站收款需要商家与支付处理服务<span style="color: black;">供给</span>商协商支付手续费。</span><span style="color: black;"><strong style="color: blue;">自主性：</strong></span><span style="color: black;">独立站收款<span style="color: black;">能够</span>自主<span style="color: black;">选取</span>支付方式、结算周期等，<span style="color: black;">拥有</span>更大的自主性和灵活性，而平台卖家收款则受限于平台的规则和政策。</span><span style="color: black;"><span style="color: black;"><strong style="color: blue;">PART </strong><strong style="color: blue;">03</strong></span></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">怎样</span><span style="color: black;">选取</span>信用卡支付处理服务<span style="color: black;">供给</span>商？</span></strong></span><span style="color: black;"><strong style="color: blue;">0</strong><strong style="color: blue;">1</strong></span><span style="color: black;"><strong style="color: blue;">Stripe</strong></span><span style="color: black;">
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"> Stripe是一家<span style="color: black;">全世界</span>领先的在线支付服务<span style="color: black;">供给</span>商，<span style="color: black;">重点</span>为独立站、移动应用程序和SaaS平台等<span style="color: black;">供给</span>支付服务，支持多种支付方式。</span></p>
</span><span style="color: black;"><strong style="color: blue;">0</strong><strong style="color: blue;">2</strong></span><span style="color: black;"><strong style="color: blue;">Braintree</strong></span><span style="color: black;">
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"> <span style="color: black;">Braintree是一家在线支付服务<span style="color: black;">供给</span>商，为独立站、移动应用程序和SaaS平台等<span style="color: black;">供给</span><span style="color: black;">全世界</span>范围内的支付<span style="color: black;">处理</span><span style="color: black;">方法</span>，<span style="color: black;">包含</span>信用卡、借记卡、PayPal等。</span></p>
</span><span style="color: black;"><strong style="color: blue;">0</strong><strong style="color: blue;">3</strong></span><span style="color: black;"><strong style="color: blue;">Adyen</strong></span><span style="color: black;">
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"> Adyen是一家<span style="color: black;">全世界</span>支付<span style="color: black;">处理</span><span style="color: black;">方法</span><span style="color: black;">供给</span>商，<span style="color: black;">供给</span>一站式支付<span style="color: black;">处理</span><span style="color: black;">方法</span>，支持<span style="color: black;">全世界</span>多种支付方式和货币，<span style="color: black;">包含</span>信用卡、银行转账、电子钱包等。</span></p>
</span><span style="color: black;"><strong style="color: blue;">04</strong></span><span style="color: black;"><strong style="color: blue;">Square</strong></span><span style="color: black;">
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"> Square是一家美国的移动支付和财务技术<span style="color: black;">机构</span>，<span style="color: black;">供给</span>终端和平台，以支持商家处理信用卡和现金付款。</span></p>
</span><span style="color: black;"><strong style="color: blue;">05</strong></span><span style="color: black;"><strong style="color: blue;">Shopify payment</strong></span><span style="color: black;">Shopify payment</span><span style="color: black;">
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"> <span style="color: black;">Shopify payment是Shopify与Stripe合作推出的一项服务，它基于Stripe的支付平台来处理所有的交易。</span></p>
</span><span style="color: black;"><span style="color: black;"><strong style="color: blue;">PART </strong><strong style="color: blue;">04</strong></span></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">stripe介绍</span></strong></span><span style="color: black;">Stripe是一家总部<span style="color: black;">位置于</span>美国旧金山的支付技术<span style="color: black;">机构</span>，<span style="color: black;">供给</span>了一系列<span style="color: black;">全世界</span>性的支付<span style="color: black;">处理</span><span style="color: black;">方法</span>和技术服务。Stripe的技术<span style="color: black;">基本</span><span style="color: black;">设备</span>能够<span style="color: black;">帮忙</span>企业和个人<span style="color: black;">容易</span>处理<span style="color: black;">各样</span>电子支付，<span style="color: black;">包含</span>信用卡、支付宝、<span style="color: black;">微X</span>等。</span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://mmbiz.qpic.cn/mmbiz_jpg/IYJD93PBawjr5icKQhU46zqWlPYqa1XlJRia8lJm1UHtABJ1puEzK2pVge0MS7e1mI9X7jlicK5j2EA3gHcibprMyA/640?wx_fmt=jpeg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></p><span style="color: black;">相较于其他支付处理服务<span style="color: black;">供给</span>商，Stripe<span style="color: black;">拥有</span>以下几个优点：</span><span style="color: black;"><strong style="color: blue;">0</strong><strong style="color: blue;">1</strong></span><span style="color: black;"><span style="color: black;">全世界</span>覆盖范围广</span><span style="color: black;">Stripe<span style="color: black;">已然</span>在超过120个国家和地区<span style="color: black;">创立</span>了支付服务，并支持超过135种货币。这<span style="color: black;">寓意</span>着，无论您的客户在世界哪个<span style="color: black;">地区</span>，都<span style="color: black;">能够</span><span style="color: black;">运用</span>Stripe来完成支付。</span><span style="color: black;"><strong style="color: blue;">0</strong><strong style="color: blue;">2</strong></span><span style="color: black;">支持多种支付方式</span><span style="color: black;">除了信用卡支付，Stripe还支持多种支付方式，例如支付宝、<span style="color: black;">微X</span>、银行转账等，<span style="color: black;">能够</span>满足<span style="color: black;">区别</span>客户的支付<span style="color: black;">需要</span>。</span><span style="color: black;"><strong style="color: blue;">0</strong><strong style="color: blue;">3</strong></span><span style="color: black;">简单易用的接口和文档</span><span style="color: black;">Stripe<span style="color: black;">供给</span>了一套简单易用的API接口和<span style="color: black;">仔细</span>的技术文档，使得企业<span style="color: black;">能够</span><span style="color: black;">容易</span>地将Stripe的支付服务集成到自己的网站或应用程序中。</span><span style="color: black;"><strong style="color: blue;">04</strong></span><span style="color: black;">安全性高</span><span style="color: black;">Stripe采用了最高级别的安全<span style="color: black;">办法</span>，<span style="color: black;">包含</span>SSL加密、防欺诈系统、<span style="color: black;">危害</span><span style="color: black;">评定</span>工具等，以<span style="color: black;">保证</span>所有支付交易都得到<span style="color: black;">守护</span>。</span><span style="color: black;"><strong style="color: blue;">05</strong></span><span style="color: black;"><span style="color: black;">靠谱</span>性强</span><span style="color: black;">Stripe的技术<span style="color: black;">基本</span><span style="color: black;">设备</span>非常稳定，能够处理每秒数千次的交易，不会<span style="color: black;">由于</span>网络<span style="color: black;">情况</span>或流量过大而<span style="color: black;">显现</span>故障。</span><span style="color: black;"><span style="color: black;"><strong style="color: blue;">PART </strong><strong style="color: blue;">05</strong></span></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">Stripe 的费率和回款周期</span></strong></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">费率：</span></strong></span><span style="color: black;">美国Stripe账户：每笔交易收取2.9%+$0.3</span><span style="color: black;">香港Stripe账户：每笔交易收取3.4%+HKD2.35</span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">回款周期：</span></strong></span><span style="color: black;">美国Stripe账户：T+2</span><span style="color: black;">香港Stripe账户：T+7</span><span style="color: black;"><span style="color: black;"><strong style="color: blue;">PART </strong><strong style="color: blue;">06</strong></span></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">10条你的Stripe被关闭<span style="color: black;">原由</span></span></strong></span><span style="color: black;">要<span style="color: black;">重视</span>一点：Stripe是不支持国内个人<span style="color: black;">或</span><span style="color: black;">机构</span>开通收款。</span><span style="color: black;"><strong style="color: blue;">1.<span style="color: black;">制品</span><span style="color: black;">或</span>服务<span style="color: black;">或</span><span style="color: black;">商场</span>模式属于违规业务</strong></span><span style="color: black;">
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">货不对版、不发货、仿牌、成人用品、黑五<span style="color: black;">制品</span>等等。其中货不对版和仿牌<span style="color: black;">通常</span>是采用AB系统，Stripe会监控网站，从域名注册历史、网站流量<span style="color: black;">体积</span>与<span style="color: black;">源自</span>、Stripe账户中的支付量、网站中支付的价格 与 Stripe中付款价格、Stripe的大数据系统、<span style="color: black;">通常</span>就能简单的识别AB系统，Stripe会以商户涉嫌欺诈封掉账号。</p>
</span><span style="color: black;">不发货<span style="color: black;">或</span>或货不对版<span style="color: black;">为何</span><span style="color: black;">亦</span>能被识别? <span style="color: black;">第1</span><span style="color: black;">由于</span><span style="color: black;">实质</span>价格与<span style="color: black;">制品</span>的货值不符合，Stripe就会认定为欺诈，毕竟Stripe<span style="color: black;">亦</span>amazon<span style="color: black;">供给</span>支付服务，什么<span style="color: black;">制品</span>是什么价格基本都有数。一个Stripe账号中做不发货，Stripe会记录到这个网站的特征，即使你更换了建站、主题、<span style="color: black;">制品</span>、银行、<span style="color: black;">机构</span>名字等等。Stripe还是能大致识别出欺诈特征，<span style="color: black;">而后</span>关闭你的账户。</span><span style="color: black;"><strong style="color: blue;">2.礼品卡套现</strong></span><span style="color: black;">Stripe内部把这个<span style="color: black;">叫作</span>为“洗qian”，先说Stripe处理结果，<span style="color: black;">针对</span>礼品卡付款比例过高的商家，Stripe会采取关闭账户，冻结资金90天-180天<span style="color: black;">或</span>更久。</span><span style="color: black;"><span style="color: black;">因为</span>此类商家欺诈类型，礼品卡付款后，在90-180后<span style="color: black;">忽然</span>会大规模的<span style="color: black;">显现</span>拒付，以往<span style="color: black;">显现</span>此类事件，Stripe吸取教训，<span style="color: black;">针对</span>此类违规资金循环存储时间比较久Stripe不接受资金<span style="color: black;">源自</span>不明的资金，必须要有<span style="color: black;">实质</span>业务新账号<span style="color: black;">针对</span>预付卡的比例有严格<span style="color: black;">需求</span>，一旦超出正常的卡的比例，Stripe会关闭账户。</span><span style="color: black;"><strong style="color: blue;">3.高拒付业务</strong></span><span style="color: black;">拒付率超过1%，这种常常<span style="color: black;">出现</span>在客户销量<span style="color: black;">逐步</span><span style="color: black;">增多</span>之后，争议率到达百分之一之后，会停用账户。</span><span style="color: black;"><strong style="color: blue;">4.站群和AB站</strong></span><span style="color: black;">这种多发于买卖账户，<span style="color: black;">非常多</span>套资料注册同一个资料，于是产生<span style="color: black;">相关</span>。Stripe认为对消费者不公平、<span style="color: black;">拥有</span><span style="color: black;">诈骗</span>性或掠夺性的任何其他业务。</span><span style="color: black;"><strong style="color: blue;">5.错误的注册<span style="color: black;">办法</span></strong></span><span style="color: black;">Stripe不存在个人号，<span style="color: black;">仅有</span>独资和非独资，<span style="color: black;">然则</span>即使是独资，卡组织都<span style="color: black;">需求</span>商户<span style="color: black;">供给</span>当地的<span style="color: black;">机构</span>材料。据Stripe总裁和大中华区总监所说，Stripe<span style="color: black;">针对</span>个人号的信任度非常低，基本有点<span style="color: black;">危害</span>就清退。</span><span style="color: black;">中国卖家用Stripe的方式是注册香港个人号，Stripe<span style="color: black;">日前</span><span style="color: black;">针对</span>个人账户的风控非常严格。资料<span style="color: black;">或</span>其他信息<span style="color: black;">相关</span>，<span style="color: black;">因此</span>容易关闭账户。</span><span style="color: black;"><strong style="color: blue;">6.盗用资料注册Stripe</strong></span><span style="color: black;"><strong style="color: blue;">7.Dropshipping</strong></span><span style="color: black;">这种模式在Stripe规则中属于受限制的类型。这种模式<span style="color: black;">能够</span>用，需要进行报备。</span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;">8.乱填信息</strong></span></p><span style="color: black;"><strong style="color: blue;">9.Stripe<span style="color: black;">需求</span>的验证没<span style="color: black;">经过</span></strong></span><span style="color: black;"> 验证<span style="color: black;">例如</span>人脸验证、业务验证，这两块的问题多。</span><span style="color: black;"><strong style="color: blue;">10.卡网络和监管<span style="color: black;">分部</span>以及金融合作伙伴的限制</strong></span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://mmbiz.qpic.cn/mmbiz_jpg/IYJD93PBawjr5icKQhU46zqWlPYqa1XlJciaIFVFtzUHyG84ictCskqYRS5YbKxsPdkL7sGliba72owI9H1tsGb3uA/640?wx_fmt=jpeg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></p><span style="color: black;"><span style="color: black;"><strong style="color: blue;">PART </strong><strong style="color: blue;">07</strong></span></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">Stripe靠什么进行审查？</span></strong></span><span style="color: black;"><strong style="color: blue;">算法</strong></span><span style="color: black;">关于算法，请看<span style="color: black;">这儿</span>官方关于风控的文档一https://stripe.com/blog/similarity-clustering</span><span style="color: black;">算法审核当然会出错，<span style="color: black;">例如</span>把正常商户判断为欺诈商户，无论是那个<span style="color: black;">机构</span>都存在，关键是<span style="color: black;">怎样</span>纠错，就要进行人工审核。</span><span style="color: black;">当您注册好Stripe之后，将业务提交给Stripe，跑过Stripe的风控模型，会产生风控指数，<span style="color: black;">重视</span>，风控指数是不给客户看的，客户只能<span style="color: black;">晓得</span>大致<span style="color: black;">状况</span>，<span style="color: black;">按照</span>风控水平，Stripe会给您<span style="color: black;">区别</span>的验证。</span><span style="color: black;">这个过程本质和钱海还有国内的收单<span style="color: black;">机构</span><span style="color: black;">同样</span>，都是在前期对商户进行一个审核，<span style="color: black;">因此</span>Stripe被封的百分之70都是在前期，<span style="color: black;">并不</span>是封号，是人家压根就不接这项业务。</span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">人工审核</span></strong></span><span style="color: black;">在人工审核的时候，<span style="color: black;">一般</span>会让你<span style="color: black;">供给</span></span><span style="color: black;">你的<span style="color: black;">制品</span><span style="color: black;">实质</span><span style="color: black;">照片</span></span><span style="color: black;">客户下单的invoice</span><span style="color: black;">物流跟踪信息</span><span style="color: black;">和工厂采购合同</span><span style="color: black;">你和客户之间的沟通记录</span><span style="color: black;"><strong style="color: blue;">定义</strong></span><span style="color: black;"><span style="color: black;"><span style="color: black;">针对</span>新的商家，无论是哪家收款<span style="color: black;">机构</span>都被定义为<span style="color: black;">危害</span>比较高的商户，<span style="color: black;">一般</span>会<span style="color: black;">需求</span>客户<span style="color: black;">供给</span>过去六个月资金流水，销量和拒付率，<span style="color: black;">尤其</span>是<span style="color: black;">针对</span>Stripe这种T2提现不收<span style="color: black;">保准</span>金，<span style="color: black;">不消</span>妥投的<span style="color: black;">机构</span>。</span><span style="color: black;">凭什么让Stripe相信你不是骗子？</span></span><span style="color: black;"><span style="color: black;">倘若</span>你是anker、傲基等大厂的独立站，OK直接上，<span style="color: black;">亦</span><span style="color: black;">不消</span><span style="color: black;">那样</span>多不必要的审核。</span><span style="color: black;"><span style="color: black;"><strong style="color: blue;">PART </strong><strong style="color: blue;">08</strong></span></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">Stripe的风控审核流程</span></strong></span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://mmbiz.qpic.cn/mmbiz_png/IYJD93PBawgfibwh8UOQibUe85XmWuYQgJluevjKVuyTD7I1AAuo1Pw3ZuBen9gAaX6E2GdwgPuSrph8ibNHEQgnw/640?wx_fmt=png&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></p><span style="color: black;"><span style="color: black;"><strong style="color: blue;">PART </strong><strong style="color: blue;">09</strong></span></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">怎样</span><span style="color: black;">提高</span>Stripe的<span style="color: black;">经过</span>率？</span></strong></span><span style="color: black;"><strong style="color: blue;">1.材料准备</strong></span><span style="color: black;">申请Stripe，<span style="color: black;">机构</span>名字要与网址一致，<span style="color: black;">例如</span>我网址是www.baidu.com,申请的<span style="color: black;">机构</span>名叫baidu LLC<span style="color: black;">或</span>baidu LTD</span><span style="color: black;"><span style="color: black;">例如</span>我的网站是www.stripe.com,<span style="color: black;">机构</span>名字叫Stripe INC <span style="color: black;">或</span>Stripe LLC。准备三组名字，在<span style="color: black;">机构</span>名字中适当加入1-2个字母，<span style="color: black;">例如</span>Stripe US INC。</span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">美国<span style="color: black;">机构</span>名字</span></strong><span style="color: black;">：<span style="color: black;">有限责任<span style="color: black;">机构</span>为LLC，私人<span style="color: black;">机构</span>为INC结尾。</span></span></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">英国<span style="color: black;">机构</span>名字</span></strong><span style="color: black;">：<span style="color: black;">结尾<span style="color: black;">运用</span>LTD <span style="color: black;">或</span>limited<span style="color: black;">机构</span>命名后，申请企业邮箱，邮箱开头以payment开头，<span style="color: black;">例如</span>payment@stripe.com。</span></span></span><span style="color: black;"><strong style="color: blue;">2.社交链接运营</strong></span><span style="color: black;">营销的前提是先建好社交账户，<span style="color: black;">首要</span>从社交链接能看出商户的业务，<span style="color: black;">制品</span>的应用场景，<span style="color: black;">例如</span><span style="color: black;">经过</span>anker的Facebook<span style="color: black;">能够</span>看出<span style="color: black;">她们</span>是卖充电宝的；<span style="color: black;">经过</span>傲基的Facebook<span style="color: black;">或</span>其他社交链接就能看出是卖耳机的。</span><span style="color: black;"><span style="color: black;">制品</span>反馈网（从社交链接上能看出你的联系方式）</span><span style="color: black;">企业邮箱</span><span style="color: black;"><span style="color: black;">tel</span>（与Stripe<span style="color: black;">或</span>Shopify中的一致）</span><span style="color: black;">对应的网址（<span style="color: black;">例如</span>naker.com,此处<span style="color: black;">位置</span>support@anker.com,www.anker.com）</span><span style="color: black;"><span style="color: black;">机构</span><span style="color: black;">位置</span></span><span style="color: black;">社群</span><span style="color: black;">粉丝</span><span style="color: black;"><span style="color: black;">制品</span>实拍图和应用场景，多发布<span style="color: black;">有些</span>帖子</span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">制品</span>反馈网</strong></span><span style="color: black;">BBB</span><span style="color: black;">trustpilot</span><span style="color: black;">yelp</span><span style="color: black;"><span style="color: black;">能够</span>申请一个trustpilot，会相对容易<span style="color: black;">有些</span>，在链接中要能反馈出客户反馈，<span style="color: black;">能够</span>是好评，<span style="color: black;">亦</span><span style="color: black;">能够</span>是中等<span style="color: black;">评估</span>，反正都要有反馈展示。</span><span style="color: black;"><strong style="color: blue;">3.为<span style="color: black;">供给</span>良好的购物体验</strong></span><span style="color: black;">积极回复客户问题</span><span style="color: black;"><span style="color: black;">运用</span>快速的物流服务</span><span style="color: black;"><strong style="color: blue;">4.规范建站</strong></span><span style="color: black;"><strong style="color: blue;">Stripe风控<span style="color: black;">分部</span>重点关注的点：</strong></span><span style="color: black;">可查的退换货<span style="color: black;">位置</span>；</span><span style="color: black;">清晰的联系方式，<span style="color: black;">tel</span>、邮箱等等，要和Stripe账户中一致；</span><span style="color: black;">网站服务条款；</span><span style="color: black;">在付款的全程要有：About US,Shopping policy,Return,Exchange,Policy,Privacy policy;</span><span style="color: black;">社交链接</span><span style="color: black;">企业邮箱</span><span style="color: black;"><strong style="color: blue;">5.Stripe风控的疑问</strong></span><span style="color: black;">网站<span style="color: black;">制品</span><span style="color: black;">为何</span>这么少？</span><span style="color: black;">网站中联系信息<span style="color: black;">为何</span>和Stripe中不一致？</span><span style="color: black;">网站中列出的<span style="color: black;">机构</span>名字和<span style="color: black;">位置</span><span style="color: black;">为何</span>指向另一个区域，和这个账户有什么关系？</span><span style="color: black;">请解释列出的<span style="color: black;">机构</span>和美国<span style="color: black;">机构</span>什么关系？</span><span style="color: black;">请<span style="color: black;">供给</span><span style="color: black;">制品</span>的尺寸和<span style="color: black;">照片</span>。</span><span style="color: black;"><span style="color: black;">制品</span><span style="color: black;">照片</span>像素很低。</span><span style="color: black;"><span style="color: black;">供给</span>社交链接。</span><span style="color: black;">打开链接<span style="color: black;">表示</span>404。</span><span style="color: black;">
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">......</p>
</span><span style="color: black;"><strong style="color: blue;">6.<span style="color: black;">怎样</span>稳定<span style="color: black;">运用</span>？</strong></span><span style="color: black;"><span style="color: black;">掌控</span>拒付率0.9%以下</span><span style="color: black;"><span style="color: black;">掌控</span>退款率</span><span style="color: black;"><span style="color: black;">掌控</span>物流时常</span><span style="color: black;">找个<span style="color: black;">可靠</span>的代开<span style="color: black;">帮助</span><span style="color: black;">处理</span>问题</span><span style="color: black;"><strong style="color: blue;">7.<span style="color: black;">怎样</span>稳定<span style="color: black;">运用</span>？</strong></span><span style="color: black;">海外主体申请(英国<span style="color: black;">机构</span>，美国<span style="color: black;">机构</span>，香港<span style="color: black;">机构</span>)；</span><span style="color: black;">海外<span style="color: black;">机构</span>年审，税务申报；</span><span style="color: black;">海外离岸银行申请；</span><span style="color: black;">Shopify payment、stripe 代办，<span style="color: black;">包括</span><span style="color: black;">运用</span><span style="color: black;">指点</span>，<span style="color: black;">花费</span>是3300（<span style="color: black;">包括</span>海外主体代注册<span style="color: black;">花费</span>）。</span><img src="data:image/svg+xml,%3C%3Fxml version=1.0 encoding=UTF-8%3F%3E%3Csvg width=1px height=1px viewBox=0 0 1 1 version=1.1 xmlns=http://www.w3.org/2000/svg xmlns:xlink=http://www.w3.org/1999/xlink%3E%3Ctitle%3E%3C/title%3E%3Cg stroke=none stroke-width=1 fill=none fill-rule=evenodd fill-opacity=0%3E%3Cg transform=translate(-249.000000, -126.000000) fill=%23FFFFFF%3E%3Crect x=249 y=126 width=1 height=1%3E%3C/rect%3E%3C/g%3E%3C/g%3E%3C/svg%3E" style="width: 50%; margin-bottom: 20px;"><img src="data:image/svg+xml,%3C%3Fxml version=1.0 encoding=UTF-8%3F%3E%3Csvg width=1px height=1px viewBox=0 0 1 1 version=1.1 xmlns=http://www.w3.org/2000/svg xmlns:xlink=http://www.w3.org/1999/xlink%3E%3Ctitle%3E%3C/title%3E%3Cg stroke=none stroke-width=1 fill=none fill-rule=evenodd fill-opacity=0%3E%3Cg transform=translate(-249.000000, -126.000000) fill=%23FFFFFF%3E%3Crect x=249 y=126 width=1 height=1%3E%3C/rect%3E%3C/g%3E%3C/g%3E%3C/svg%3E" style="width: 50%; margin-bottom: 20px;"><strong style="color: blue;">扫码咨询 <span style="color: black;">认识</span><span style="color: black;">更加多</span></strong>
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说得好啊！我在外链论坛打滚这么多年，所谓阅人无数，就算没有见过猪走路，也总明白猪肉是啥味道的。 系统提示我验证码错误1500次 ＼~゛， 你说得对，我们一起加油，未来可期。 外贸B2B平台有哪些？
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