120万一针抗癌药没缘医疗保险，普通人怎么样报销天价药？
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://pic3.zhimg.com/80/v2-e92be5d90382fb63c1b1b2210a3bcd3a_720w.webp" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">120 万能买到什么？</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">在许多人的老家，<span style="color: black;">能够</span>买到一套大房子。但<span style="color: black;">针对</span>有些病人而言，120 万只能买到一袋 68 ml 的药水，平均 1 ml 就要 1.8 万，这个药<span style="color: black;">便是</span>前段时间风靡全网的“奕凯达”。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">因其“一针治愈”、“清零癌细胞”的疗效，不少患癌的病人重新有了<span style="color: black;">期盼</span>。但 120 万的天价又让人望而却步，只能寄<span style="color: black;">期盼</span>于它能纳入<span style="color: black;">医疗保险</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">前段时间，传闻奕凯达<span style="color: black;">已然</span>在<span style="color: black;">医疗保险</span>谈判路上，最新<span style="color: black;">信息</span>却是爆冷出局，还没上谈判桌就 out 了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">天价药进<span style="color: black;">医疗保险</span><span style="color: black;">为么</span>如此艰难？它该<span style="color: black;">不应</span>纳入<span style="color: black;">医疗保险</span>？<span style="color: black;">咱们</span>今天就来聊聊。<span style="color: black;">重点</span>内容如下：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">抗癌药到底有多贵？</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">天价药该<span style="color: black;">不应</span>进<span style="color: black;">医疗保险</span>？</p>抗癌药这么贵，保险能赔吗？<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://pic1.zhimg.com/80/v2-630bbf5aeffdca4be75807532b484ca0_720w.webp" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">癌症，又被<span style="color: black;">叫作</span>为“众病之王”。据国家癌症中心最新数据统计，我国平均<span style="color: black;">每日</span>有超过 1 万人确诊为癌症，<span style="color: black;">亦</span><span style="color: black;">便是</span>每分钟就有 7 个人患癌。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">癌症虽然凶猛，但有些<span style="color: black;">亦</span>并非绝症。<span style="color: black;">日前</span>，治疗癌症的方式<span style="color: black;">重点</span>有以下 5 种：</p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://pic3.zhimg.com/80/v2-8f3190c669674b15e24d6c3930873bd6_720w.webp" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">详细</span>用哪种治疗方式，要由专业<span style="color: black;">大夫</span><span style="color: black;">按照</span>癌症的<span style="color: black;">详细</span><span style="color: black;">状况</span>来判断。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">仅从治疗方式上比较的话，靶向治疗和免疫疗法，相比其他几种，效果更好，但价格极其昂贵，因为要用到<span style="color: black;">有些</span>“天价药”。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">这些药到底有多贵？<span style="color: black;">咱们</span>整理了<span style="color: black;">有些</span>价格，<span style="color: black;">大众</span><span style="color: black;">能够</span>感受一下：</p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://pic3.zhimg.com/80/v2-c71494a7cfed015b83d968a65c812f76_720w.webp" style="width: 50%; margin-bottom: 20px;"></div>（备注：<span style="color: black;">详细</span>价格以<span style="color: black;">实质</span>购买为准）<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">能够</span>看到，这些抗癌药的价格，<span style="color: black;">针对</span>普通人<span style="color: black;">来讲</span>，宛如天价。<span style="color: black;">例如</span>：治疗肺癌的多泽润，5660 元一盒，<span style="color: black;">病人</span><span style="color: black;">每一个</span>月要吃 3 盒，即<span style="color: black;">每一个</span>月的药费将近 1.7 万。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">除了抗癌药，<span style="color: black;">有些</span>罕见病的<span style="color: black;">药物</span>价格<span style="color: black;">更加是</span>令人咋舌，像治疗脊髓性肌萎缩症（简<span style="color: black;">叫作</span>“SMA”）的药——“诺西那生钠”，一针就高达 70 万。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">万一不幸，家里有亲人得了癌症或罕见病，改变的不是一个人，而是<span style="color: black;">全部</span>家庭，<span style="color: black;">由于</span><span style="color: black;">无</span>多少家庭能承受如此<span style="color: black;">昂贵</span>的<span style="color: black;">花费</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">既然自己买不起，进了<span style="color: black;">医疗保险</span>不就便宜了？</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">很遗憾，2020 年纳入<span style="color: black;">医疗保险</span>的药<span style="color: black;">仅有</span> 2800 种，仅占了国产及进口<span style="color: black;">药物</span>的 1.8%，其中抗癌药和罕见病<span style="color: black;">药物</span><span style="color: black;">更加是</span>少之又少。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">高价药进<span style="color: black;">医疗保险</span>，真的很难吗？该<span style="color: black;">不应</span>进<span style="color: black;">医疗保险</span>？下面<span style="color: black;">咱们</span>接着说。</p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://pic3.zhimg.com/80/v2-4b3ac7f14d0ed34e0f024ffd377b621a_720w.webp" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">针对</span> 120 万的奕凯达没进<span style="color: black;">医疗保险</span>，在各大<span style="color: black;">网</span>，网友们炸开了锅，众说纷纭：</p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://pic4.zhimg.com/80/v2-bf0cb6ec6b20ce7dfb7f35fccdeca84b_720w.webp" style="width: 50%; margin-bottom: 20px;"></div>（备注：截图来自知乎）<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">天价药到底该<span style="color: black;">不应</span>进<span style="color: black;">医疗保险</span>？跟<span style="color: black;">大众</span>聊聊<span style="color: black;">咱们</span>的看法：</p>
<h3 style="color: black; text-align: left; margin-bottom: 10px;">1、<span style="color: black;">医疗保险</span>是个大池子，要用于<span style="color: black;">更加多</span>人</h3>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">医疗保险</span>的定位是“保基本”，满足的是老<span style="color: black;">大众</span>最<span style="color: black;">基本</span>的医疗所需。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">据国家<span style="color: black;">医疗保险</span>局最新数据<span style="color: black;">表示</span>，2020 年全国基本<span style="color: black;">医疗保险</span>基金（含生育保险）累计结存 31500 亿。而这些钱平摊到 14 亿人头上，能分到的额度本就捉襟见肘了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>将高价药纳入<span style="color: black;">医疗保险</span>，天平势必要倾向<span style="color: black;">少许</span>人的那头。这就<span style="color: black;">寓意</span>着，要拿几千人的<span style="color: black;">医疗保险</span>钱给一个人吃药，就<span style="color: black;">没</span>法顾及<span style="color: black;">更加多</span>人。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">以一针 120 万的奕凯达为例，如纳入<span style="color: black;">医疗保险</span>，<span style="color: black;">必须</span>占用近 2400 个居民的<span style="color: black;">医疗保险</span>缴费。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">况且</span>，有些抗癌药或罕见病<span style="color: black;">药品</span>不仅昂贵，患病人群<span style="color: black;">亦</span>极少。几千人的<span style="color: black;">医疗保险</span>钱给一个人买药，<span style="color: black;">恰当</span>吗？</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">在生命平等面前，这是个<span style="color: black;">没</span>解的问题。但<span style="color: black;">咱们</span>能确定的是，现实很残酷，<span style="color: black;">倘若</span>有人<span style="color: black;">必须</span>“鱼子酱”，就会有人喝不上“白粥”。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">在医保基金有限的<span style="color: black;">状况</span>下，国家只能尽可能地<span style="color: black;">保证</span>大<span style="color: black;">都数</span>人的福利，这是一种很残酷的公平，却<span style="color: black;">亦</span>是不得不做的<span style="color: black;">选取</span>。</p>
<h3 style="color: black; text-align: left; margin-bottom: 10px;">2、抗癌药价格昂贵，<span style="color: black;">没</span>法压缩成本</h3>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">能纳入<span style="color: black;">医疗保险</span>的药，除了临床疗效要好，还要<span style="color: black;">医疗保险</span>基金和老<span style="color: black;">大众</span>都能<span style="color: black;">包袱</span>得起药费。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">而抗癌药以及罕见病<span style="color: black;">药物</span>虽然效果不错，但价格<span style="color: black;">始终</span>都居高不下。有人可能要问了：药企<span style="color: black;">为何</span>要把救命的药卖得这么贵？</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">由于</span>新药<span style="color: black;">开发</span>成本巨大，<span style="color: black;">开发</span>过程<span style="color: black;">亦</span>非常艰难！有些新药从<span style="color: black;">开发</span>到<span style="color: black;">最后</span>上市，<span style="color: black;">最少</span>要十几年时间，花费数十亿乃至上百亿。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">而新药的专利<span style="color: black;">守护</span>期<span style="color: black;">通常</span>是 20 年，除去<span style="color: black;">开发</span>的时间，药企最多<span style="color: black;">亦</span><span style="color: black;">仅有</span> 10 年时间去把之前投入的成本赚回来。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">因此</span>，天价抗癌药<span style="color: black;">亦</span>就不足为奇了。毕竟<span style="color: black;">药物</span>终归是商品，和衣服、鞋子的性质是一样的，<span style="color: black;">倘若</span>全世界<span style="color: black;">仅有</span>一家<span style="color: black;">公司</span>能生产衣服，而衣服又是必需品，那价格必定是天文数字。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">如此<span style="color: black;">昂贵</span>的价格，要<span style="color: black;">医疗保险</span>基金承担，很<span style="color: black;">显著</span>是不太现实的。</p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://pic4.zhimg.com/80/v2-b20f92470eb7471f26fcb98a68996ea7_720w.webp" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">既然<span style="color: black;">非常多</span>抗癌药<span style="color: black;">医疗保险</span>报不了，那有<span style="color: black;">无</span><span style="color: black;">商场</span>保险<span style="color: black;">能够</span>报销？<span style="color: black;">帮忙</span><span style="color: black;">咱们</span>缓解巨大的经济压力？</p>
<h3 style="color: black; text-align: left; margin-bottom: 10px;">1、重疾险</h3>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">重疾险是给付型保险，只要确诊了合同约定的<span style="color: black;">疾患</span>，达到了赔付标准，就会一次性赔付保额，这笔钱<span style="color: black;">能够</span>自由<span style="color: black;">安排</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">日前</span>市面上的重疾险，基本上癌症都能赔，有些<span style="color: black;">制品</span>还能保部分罕见病。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">这儿</span>可能有<span style="color: black;">伴侣</span>会问：重疾险这么贵，就算买了 100 万保额，<span style="color: black;">亦</span><span style="color: black;">不足</span>打一针奕凯达呀！</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">重疾险的初衷不是用来支付医疗费的，而是用来弥补因重疾<span style="color: black;">引起</span>的收入损失，<span style="color: black;">做为</span><span style="color: black;">恢复</span>费、误工费等。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">因此呢</span>，<span style="color: black;">倘若</span>想报销医疗费，除了重疾险，<span style="color: black;">咱们</span><span style="color: black;">亦</span><span style="color: black;">意见</span><span style="color: black;">大众</span>买一份百万医疗险。</p>
<h3 style="color: black; text-align: left; margin-bottom: 10px;">2、百万医疗险</h3>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">前面，<span style="color: black;">咱们</span>说到治疗癌症<span style="color: black;">通常</span>会有化疗、放疗、靶向治疗、免疫疗法等方式，<span style="color: black;">咱们</span>翻了<span style="color: black;">海量</span>百万医疗险，<span style="color: black;">发掘</span>大部分都能报销这些治疗方式产生的<span style="color: black;">花费</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">咱们</span>以好<span style="color: black;">医疗保险</span><span style="color: black;">长时间</span>医疗（6 年版）的条款为例：</p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://pic3.zhimg.com/80/v2-bb62081062ad96d79354c98ef07b6282_720w.webp" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">除了看<span style="color: black;">是否</span>属于以上治疗方式，还要看<span style="color: black;">制品</span>能<span style="color: black;">不可</span>保外购药。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">例如</span>“奕凯达”，它<span style="color: black;">仅在</span>特定的药店、医疗<span style="color: black;">公司</span><span style="color: black;">才可</span>买到。要是医院<span style="color: black;">无</span>这个药，就要<span style="color: black;">经过</span>外购药这一<span style="color: black;">保证</span>去报销。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">因此</span>，<span style="color: black;">倘若</span>你买的百万医疗险能保外购药，并且外购药<span style="color: black;">名单</span>有<span style="color: black;">包括</span>该<span style="color: black;">药物</span>，<span style="color: black;">才可</span>申请理赔。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">大众</span><span style="color: black;">安心</span>，<span style="color: black;">日前</span>市面上的热销百万医疗险基本都能报销外购药，<span style="color: black;">况且</span><span style="color: black;">药物</span>种类<span style="color: black;">亦</span>比较全面，<span style="color: black;">通常</span><span style="color: black;">来讲</span><span style="color: black;">亦</span>够用了。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">例如</span> 好<span style="color: black;">医疗保险</span><span style="color: black;">长时间</span>医疗（6 年版）、尊享 e 生 2021。</p>
<h3 style="color: black; text-align: left; margin-bottom: 10px;">3、特药险</h3>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">除了百万医疗险，特药险<span style="color: black;">亦</span>能报销抗癌药的<span style="color: black;">花费</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">不同的是，特药险的健康<span style="color: black;">通知</span>要宽松<span style="color: black;">有些</span>，价格<span style="color: black;">亦</span>很便宜，几十块就能买到，但只能报销特定<span style="color: black;">药物</span>的<span style="color: black;">花费</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">因此呢</span>，提醒下<span style="color: black;">大众</span>，转移大病<span style="color: black;">危害</span>，<span style="color: black;">重点</span>还是靠医疗险和重疾险，<span style="color: black;">意见</span>在配置好重疾险、百万医疗险的前提下，再<span style="color: black;">思虑</span>购买这类特药险<span style="color: black;">做为</span><span style="color: black;">弥补</span>。</p>
<h3 style="color: black; text-align: left; margin-bottom: 10px;">4、惠民保</h3>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">惠民保是近几年保险圈的一股“清流”，几十块钱能买上百万保额，大部分还不问身体<span style="color: black;">情况</span>、不限年龄......</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">除了能报住院医疗<span style="color: black;">花费</span>，大<span style="color: black;">都数</span><span style="color: black;">制品</span><span style="color: black;">亦</span>能报销抗癌药，<span style="color: black;">例如</span>京惠保、安惠保……</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>你想<span style="color: black;">晓得</span>自己当地有<span style="color: black;">无</span>惠民保，可在“深蓝保”公号查看全国惠民保最全<span style="color: black;">名单</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">不<span style="color: black;">晓得</span>怎么操作的<span style="color: black;">伴侣</span>，<span style="color: black;">能够</span><span style="color: black;">根据</span>以下<span style="color: black;">过程</span>获取：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">惠民保虽然便宜，但只<span style="color: black;">意见</span>买不了百万医疗险，或买了被除外的人群投保。身体健康的<span style="color: black;">伴侣</span>还是优先<span style="color: black;">思虑</span>百万医疗险。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">以上几种保险，<span style="color: black;">仅有</span>惠民保<span style="color: black;">无</span>健康<span style="color: black;">通知</span>，其他的都有健康<span style="color: black;">需求</span>，<span style="color: black;">已然</span>患癌或罕见病的人群，就买不了了。<span style="color: black;">倘若</span>想要大病<span style="color: black;">保证</span>，还是要趁健康的时候买。</p>
<div style="color: black; text-align: left; margin-bottom: 10px;"><img src="https://pic1.zhimg.com/80/v2-05aff546d4474633ccb55befa314dcc4_720w.webp" style="width: 50%; margin-bottom: 20px;"></div>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">网上有<span style="color: black;">这般</span>一个灵魂拷问：<span style="color: black;">一样</span>的医疗资源，用来救 10 个病情较轻的人，还是救一个癌症<span style="color: black;">病人</span>？</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">每一个</span>生命都应该被尊重，这个问题注定<span style="color: black;">无</span>答案。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">与其把自己的命交给别人，不如提前备好<span style="color: black;">保证</span>，把命牢牢握在自己手上。</p>
<h2 style="color: black; text-align: left; margin-bottom: 10px;"><span style="color: black;">倘若</span>今天的分享能帮到你，请点赞鼓励一下！</h2>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">我是深蓝君，<span style="color: black;">平常</span>科普社保干货。<span style="color: black;">倘若</span>回答对你有用，欢迎点赞支持！</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">任何关于社保的问题，<span style="color: black;">能够</span>关注我的公号“深蓝保”留言；<span style="color: black;">或</span>直接给我私信，我会以<span style="color: black;">数年</span>来为上万家庭服务的经验，解答你的疑问。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">以下的回答，深蓝君<span style="color: black;">已然</span>累计收获了好几万的赞同；你关心的社保问题，<span style="color: black;">这儿</span>都能为你<span style="color: black;">处理</span>：</p><a style="color: black;">不交五险一金，老了会<span style="color: black;">怎么样</span>？</a><a style="color: black;">住房公积金到底有什么用？</a><a style="color: black;">社保<span style="color: black;">是否</span>只用缴满 15 年就<span style="color: black;">能够</span><span style="color: black;">不消</span>交了？</a><a style="color: black;">辞职以后怎么交社保？</a><a style="color: black;">五险一金断缴有什么影响？</a><a style="color: black;">23岁交社保和33岁交社保，结果</a>有什么区别吗？<a style="color: black;">全国“惠民保”大集锦！北上广深、重庆、成都、杭州、安徽......记得<span style="color: black;">保藏</span>，会<span style="color: black;">连续</span>更新！</a><a style="color: black;">全国各大城市<span style="color: black;">医疗保险</span>政策分析！北上广深、重庆、成都、杭州......记得<span style="color: black;">保藏</span>，会<span style="color: black;">连续</span>更新！</a>
感谢你的精彩评论，为我的思绪打开了新的窗口。 祝福你、祝你幸福、早日实现等。
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