一月挣多少钱，才可过上德国人的生活？
<span style="color: black;"><span style="color: black;">大众</span>都<span style="color: black;">晓得</span>“赚欧元，花欧元”的道理，<strong style="color: blue;"><span style="color: black;">不可</span>只看收入的绝对值，更重要的是看购买力。</strong><strong style="color: blue;">德国人的生活到底怎么样？在中国<span style="color: black;">一月</span>赚多少，<span style="color: black;">才可</span>过上德国人的生活呢？</strong>接下来让<span style="color: black;">咱们</span>打破汇率和距离壁垒，从收入和支出两方面，<span style="color: black;">瞧瞧</span>德国人真实的生活水平。（本文改自 b站知名up主 @多明海 的视频内容，欢迎<span style="color: black;">大众</span>前往关注！本文由作者授权发布，如有纰漏，以原视频内容为准。）</span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">1. 收入<span style="color: black;">状况</span></span></strong></span><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/g9EamlBdXeodaZRXCniavrgicVK77PyxC5kBxtaD7kZeRUnjUpH88eJZUyW7dic7JicuvaibOnrdBzVU4SM5WhCdn5w/640?wx_fmt=jpeg&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"><span style="color: black;"><span style="color: black;">按照</span>德国联邦统计局的数据，德国人去年<strong style="color: blue;">平均税前工资高达每月31112元</strong>人民币，<strong style="color: blue;">中位税前工资每月27000元</strong>。但<span style="color: black;">倘若</span>拿中位工资来算，<strong style="color: blue;">交完税再扣除医疗、养老、失业等保险</strong>后只剩2/3不到了，<strong style="color: blue;">每月16000元</strong>多一点。而受工作年限影响，<span style="color: black;">通常</span>20多岁的<span style="color: black;">青年</span>人工资还不到这么多。</span><p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">咱们</span>接着<span style="color: black;">瞧瞧</span></span><strong style="color: blue;">支出<span style="color: black;">状况</span>。</strong></p><span style="color: black;"><strong style="color: blue;"><span style="color: black;">2. 能源<span style="color: black;">花费</span></span></strong></span><span style="color: black;">德国的电价收取规则比较多样化，并且有几个<span style="color: black;">区别</span>的电网运营商。以<strong style="color: blue;"><span style="color: black;">通常</span>家庭<span style="color: black;">白日</span>时段用电量</strong>为例，一度电约为1.40元人民币；但电费中还<span style="color: black;">包括</span>了电网服务费、<span style="color: black;">营销</span>税、电税、优惠税、特许税、离岸税、热电联产附加费、行业回扣等，税费加起来<span style="color: black;">已然</span>超过电费本身了。<strong style="color: blue;">总的来算，这一度电要花大概2.80元</strong>，<strong style="color: blue;">基本上是<span style="color: black;">咱们</span>的5~6倍。</strong></span><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/g9EamlBdXeodaZRXCniavrgicVK77PyxC55Bq3KW3aViaE1nLVcWGYOW08bPKdTTq0CJspeqqicia9qib0VvaFYTjibeQ/640?wx_fmt=jpeg&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;">
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">燃气方面</span></strong><span style="color: black;">，德国的燃气价格<span style="color: black;">或</span>供暖价格跟电费是联动的，<span style="color: black;">因此</span><span style="color: black;">咱们</span>就把燃气和采暖的消耗，折合到电费里来算。一个三口之家、100平米<span style="color: black;">上下</span>的房子估算，一年的采暖、燃气和电费，加起来妥妥要超过15000元人民币。<strong style="color: blue;">总之德国人用电和天然气成本，大概是<span style="color: black;">咱们</span>的六倍。</strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">3. 水费</span></strong></span></p><span style="color: black;">德国全国<strong style="color: blue;">平均水价约17块人民币一吨</strong>；但排污<span style="color: black;">亦</span>要交钱，基本<span style="color: black;">花费</span>跟水价差不多，<span style="color: black;">因此</span>用一吨水大概要30多块。而在我国用水加排污<span style="color: black;">亦</span>就三四块一吨，<span style="color: black;">因此</span><strong style="color: blue;">德国用水<span style="color: black;">花费</span>差不<span style="color: black;">大都是</span><span style="color: black;">咱们</span>的十倍</strong>。</span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/g9EamlBdXeodaZRXCniavrgicVK77PyxC5zjKcAaG9dKaKcDOYk33mNsXzicqScM7v5xwzRfEVGj2aTXBHLUc5xHg/640?wx_fmt=jpeg&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></p><span style="color: black;"><strong style="color: blue;"><span style="color: black;">4. 住房成本</span></strong></span><span style="color: black;">德国房子压力小，<span style="color: black;">然则</span>房价和持有成本比<span style="color: black;">咱们</span>高多了。综合来看德国全国房价，<strong style="color: blue;">公寓平均每平米33000元人民币<span style="color: black;">上下</span>，别墅每平米大概22000元。</strong></span><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/g9EamlBdXeodaZRXCniavrgicVK77PyxC5zooGRqPSb3cHF1Vhgv9yjCo8uDHfXJuc4zBmEZboAEl29GAF5GKTTw/640?wx_fmt=jpeg&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"><span style="color: black;">德国房屋是永久产权、<span style="color: black;">无</span>公摊，但</span><strong style="color: blue;">房屋70年间一次性和<span style="color: black;">连续</span>支出的税费很高</strong><span style="color: black;">。除了<span style="color: black;">通常</span>交易税费外，还需缴纳房屋总价2.5%-6%<span style="color: black;">上下</span>的</span><strong style="color: blue;">土地购置税</strong><span style="color: black;">，</span><strong style="color: blue;">不</strong><strong style="color: blue;">动产税和土地公证费</strong><span style="color: black;">。买完房后需按季度缴纳</span><strong style="color: blue;">土地税</strong><span style="color: black;">；若<span style="color: black;">持有</span>不止一套住宅，还要缴纳</span><strong style="color: blue;">房产税</strong><span style="color: black;">。这<span style="color: black;">亦</span>是大<span style="color: black;">都数</span>德国<span style="color: black;">青年</span>人不买房的<span style="color: black;">原由</span>之一了。</span><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/g9EamlBdXeodaZRXCniavrgicVK77PyxC5Jwh52ibzf05diaVQDOI1icbSdYCbdO4eKBhTadpuCREEkQldZmxoyGAMw/640?wx_fmt=jpeg&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"><span style="color: black;"><span style="color: black;">非常多</span><span style="color: black;">青年</span>人<span style="color: black;">选取</span>租房。<strong style="color: blue;">全国平均<strong style="color: blue;">租房价格</strong>约每平米180元</strong>。在德国租一间30平米的单间，差不多5000块<span style="color: black;">一月</span>。而热点城市和地区的价格还要翻番。<strong style="color: blue;">整体看德国房价是<span style="color: black;">咱们</span>的三倍<span style="color: black;">上下</span>。<span style="color: black;">不外</span>北上广的房价和慕尼黑的差不多。</strong></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">5. 通信<span style="color: black;">花费</span></span></strong></span><span style="color: black;">德国的手机网络服务质量不如国内。德国电信5000M流量、通话全免的预付套餐，约135元人民币<span style="color: black;">一月</span>。<strong style="color: blue;">而宽带还要另算</strong>，<span style="color: black;">通常</span>50M的宽带约260元<span style="color: black;">一月</span>。</span><strong style="color: blue;"><span style="color: black;">即使是这种质量，德国的手机和宽带<span style="color: black;">花费</span><span style="color: black;">亦</span><span style="color: black;">已然</span>是<span style="color: black;">咱们</span>30G、千兆的四五倍了；</span></strong><span style="color: black;"><span style="color: black;">倘若</span>要对比同等质量的，那就没法比了。</span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">除了基本支出，<span style="color: black;">咱们</span>再来<span style="color: black;">瞧瞧</span>德国的<strong style="color: blue;"><span style="color: black;">通常</span>消费服务物价。</strong></span></p><span style="color: black;"><strong style="color: blue;"><span style="color: black;">6. 交通服务</span></strong></span><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/g9EamlBdXeodaZRXCniavrgicVK77PyxC5WYDKibZ7OBwCNZ1Oz2YAIJPjv4Gb80w5EqEPpR0g6ODTia17slPibWj9A/640?wx_fmt=jpeg&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"><span style="color: black;">德国各城市打车<span style="color: black;">花费</span>的中间价格为10km200块人民币；<strong style="color: blue;">公交<span style="color: black;">轻轨</span></strong>单程票价为28块人民币，算是<span style="color: black;">咱们</span>的<strong style="color: blue;">两三倍<span style="color: black;">上下</span></strong>；<strong style="color: blue;">汽油</strong>价格涨得厉害，<span style="color: black;">日前</span>维持在13~14元/升的水平，<strong style="color: blue;">是<span style="color: black;">咱们</span>的两倍<span style="color: black;">上下</span></strong>。</span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">7. 理发</span></strong></span></p><span style="color: black;">德国男生普通洗剪吹，中间价<span style="color: black;">亦</span>要200块人民币，<strong style="color: blue;">大约是<span style="color: black;">咱们</span>的4~5倍</strong>。</span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">8. <span style="color: black;">平常</span>购物消费</span></strong></span><span style="color: black;"><span style="color: black;">这儿</span><span style="color: black;">重点</span><span style="color: black;">选择</span>各地的平价超市和折扣超市<span style="color: black;">做为</span>参考。<strong style="color: blue;"><span style="color: black;">首要</span>是肉蛋奶</strong>，<span style="color: black;">通常</span>品质的<strong style="color: blue;">牛奶价格为8~12块人民币</strong>，比<span style="color: black;">咱们</span>的便宜；<strong style="color: blue;">鸡蛋价格最便宜的一个<span style="color: black;">亦</span>要<span style="color: black;">一起</span>五</strong>，稍好一点的两块多，<strong style="color: blue;">大概是<span style="color: black;">咱们</span>的三倍</strong>。</span><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/g9EamlBdXeodaZRXCniavrgicVK77PyxC5LkT2LJBxISTFpeWmOUwEEDGiccRT9r3opl1rc6KpvFd4k4BPlUenzAg/640?wx_fmt=jpeg&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"><strong style="color: blue;"><span style="color: black;">肉类的话</span></strong><span style="color: black;">，<strong style="color: blue;">牛肉</strong>以<span style="color: black;">通常</span>品质的正常部位来看，大概七八十块人民币一斤，<strong style="color: blue;">差不<span style="color: black;">大都是</span><span style="color: black;">咱们</span>的两倍</strong>；</span><strong style="color: blue;"><span style="color: black;">猪肉</span></strong><span style="color: black;">最便宜的猪腿肉20多块一斤、五花肉差不多40块一斤、里脊肉直奔110元一斤了，整体上<strong style="color: blue;">大概是<span style="color: black;">咱们</span>的三倍</strong>；</span><strong style="color: blue;"><span style="color: black;">鸡肉</span></strong><strong style="color: blue;"><span style="color: black;">整体上是我们的</span></strong><span style="color: black;"><strong style="color: blue;">两到三倍</strong>。</span><strong style="color: blue;"><span style="color: black;">主食方面</span></strong><span style="color: black;">面粉5~8元一斤，价格差不太多，德国略贵。</span><strong style="color: blue;"><span style="color: black;">蔬菜<span style="color: black;">果蔬</span></span></strong><span style="color: black;">价格<span style="color: black;">咱们</span><span style="color: black;">选择</span><span style="color: black;">通常</span>品质的来看。例如，黄瓜3.5元一根、西兰花15元一斤、彩椒26元一斤、小青菜22元一斤……西瓜7.5元一斤、香蕉6元一斤、草莓31元一斤……<strong style="color: blue;">综合看德国的蔬菜<span style="color: black;">果蔬</span><span style="color: black;">亦</span><span style="color: black;">不方便</span>宜，整体价格基本<span style="color: black;">亦</span>是<span style="color: black;">咱们</span>的三倍<span style="color: black;">上下</span>。</strong></span><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/g9EamlBdXeodaZRXCniavrgicVK77PyxC5ET1Wnc9pjyPqLfDsjkEiaG7TibK2KObDcEmXVk9BIAVouibNWJg4Gwhmg/640?wx_fmt=jpeg&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"><strong style="color: blue;"><span style="color: black;">零食方面</span></strong><span style="color: black;">，奥利奥13元一包、500ml可乐十元，<strong style="color: blue;">零食这方面大概是<span style="color: black;">咱们</span>的两倍。</strong></span><strong style="color: blue;"><span style="color: black;">日化用品方面</span></strong><span style="color: black;">，德国<span style="color: black;">非常多</span>日化用品都<span style="color: black;">能够</span>自给自足，<span style="color: black;">非常多</span>品牌在中国<span style="color: black;">亦</span>比较<span style="color: black;">平常</span>，<strong style="color: blue;">价格差距并不大。</strong></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">9. 家用电器</span></strong></span><span style="color: black;">整体上，德国<strong style="color: blue;">大型家用电器的价格比<span style="color: black;">咱们</span>略贵</strong>。国际品牌的家电价格与<span style="color: black;">咱们</span><span style="color: black;">同样</span>，<span style="color: black;">或</span>可能便宜一点；而中国品牌的或不知名品牌的，<span style="color: black;">咱们</span>这边更便宜。小家电<span style="color: black;">亦</span>是这种<span style="color: black;">状况</span>。</span><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/g9EamlBdXeodaZRXCniavrgicVK77PyxC5LcogzkibdNY3YMkOQFX4M6P2WekebIFicN7GfUqqvic6aUm9jWN78Sd3g/640?wx_fmt=jpeg&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"><span style="color: black;"><span style="color: black;">另一</span>，德国的<strong style="color: blue;">安装<span style="color: black;">花费</span>很高</strong>。空调安装费都抵得上两个空调的价格了。<strong style="color: blue;"><span style="color: black;">因此</span><span style="color: black;">思虑</span>到<span style="color: black;">运用</span>安装，德国电器综合价格差不<span style="color: black;">大都是</span><span style="color: black;">咱们</span>的两倍。</strong></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">10. 医疗</span></strong></span><span style="color: black;">德国医疗保险分为法定医疗保险和私人医疗保险，其中法定保险<strong style="color: blue;">覆盖了88%的有工作的德国<span style="color: black;">百姓</span></strong>。德国<span style="color: black;">医疗保险</span>交的钱比较多，<strong style="color: blue;">占个人税前收入的14%</strong>，但不得不说还是很给力的，<span style="color: black;">处方药几乎都能</span>报销，并且覆盖口腔和眼科治疗。</span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/g9EamlBdXeodaZRXCniavrgicVK77PyxC5ia09BcKztdatFEp7h435q9C0xzyNj0xS8ljb1pgzBD0U8IlTNPVs5lw/640?wx_fmt=jpeg&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></p><strong style="color: blue;"><span style="color: black;"><span style="color: black;">不外</span>德国看病等待时间较长</span></strong><span style="color: black;">。<span style="color: black;">通常</span><span style="color: black;">疾患</span>等个三天才看上全科是基本操作；去做医疗<span style="color: black;">检测</span>，再等一两个星期<span style="color: black;">亦</span>正常；<span style="color: black;">倘若</span>想约专科<span style="color: black;">大夫</span>，又得等个把星期。</span><span style="color: black;">要是需要<span style="color: black;">火速</span>看上<span style="color: black;">大夫</span>，要么是急症走急诊，要么得额外花钱购买私人医疗保险。</span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">总结</span></strong></span></p><strong style="color: blue;"><span style="color: black;">德国整体的消费物价水平约为<span style="color: black;">咱们</span>的三倍。</span></strong><span style="color: black;">结合<span style="color: black;">她们</span>每月16000块的中位数收入，其购买力差不多相当于<span style="color: black;">咱们</span>二线城市五六千元。<strong style="color: blue;">但德国人的工作时间<span style="color: black;">仅有</span>五天八小时，节假日多，还<span style="color: black;">持有</span>20天以上的带薪年假。</strong></span><img src="https://mmbiz.qpic.cn/sz_mmbiz_jpg/g9EamlBdXeodaZRXCniavrgicVK77PyxC5u7mtWT0hDFk4mkOTgLnst7GhiaTAPQV5m1w50w4FIKWIZIOYRa0otQQ/640?wx_fmt=jpeg&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"><span style="color: black;"><span style="color: black;">思虑</span>到<span style="color: black;">咱们</span>这边平均周工作时间是德国的122%，<strong style="color: blue;"><span style="color: black;">因此</span>每月<span style="color: black;">最少</span>挣7500~8000块，<span style="color: black;">才可</span>在二线城市达到德国人的生活水平；</strong>而一线城市的物价房价直逼慕尼黑，<span style="color: black;">因此呢</span>少说<span style="color: black;">每一个</span>月要挣<strong style="color: blue;">13000元</strong>；较为便宜的三四线城市，每月<strong style="color: blue;">6000块</strong><span style="color: black;">亦</span>能过上“德国人的生活”了。<strong style="color: blue;">当然前提是你<span style="color: black;">无</span>巨额房贷的<span style="color: black;">状况</span>下。</strong></span><strong style="color: blue;"><span style="color: black;"><span style="color: black;">按照</span>这些数据，<span style="color: black;">大众</span><span style="color: black;">能够</span>理性地<span style="color: black;">自动</span>对比一下中德生活水平。</span></strong><span style="color: black;">你觉得中德生活水平差距大吗？欢迎在评论区分享自己的看法和经历！</span>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">源自</span>: https://www.bilibili.com/video/BV1Xu411s7oX/</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">本文由米德在线Phoebe整编，<span style="color: black;">更加多</span>精彩内容欢迎关注b站up主@多明海。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><a style="color: black;"><span style="color: black;"><span style="color: black;"><img src="https://mmbiz.qpic.cn/mmbiz_png/g9EamlBdXern4SpqKlRJFMClVc5iaNRUZBlp5h24BYIqbAeCStG3nQmSIlVc3ouDKqUfsKNu44aZ1YhZOswlCjg/640?wx_fmt=png&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></span></span></a></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><a style="color: black;"><span style="color: black;"><span style="color: black;"><img src="https://mmbiz.qpic.cn/mmbiz_png/g9EamlBdXern4SpqKlRJFMClVc5iaNRUZ7g4ozfibvOsZgX6Bbx30UW8neSvv2EW4whxk1d4zOWIvlHjBNCEflBA/640?wx_fmt=png&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></span></span></a></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><a style="color: black;"><span style="color: black;"><img src="https://mmbiz.qpic.cn/mmbiz_png/g9EamlBdXern4SpqKlRJFMClVc5iaNRUZPLBoYQ5d6edQKZiaiaLrur9RQwrsEq5xznnZL2MfSyUd75nuYJmRgkicQ/640?wx_fmt=png&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></span></a></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><strong style="color: blue;"><strong style="color: blue;"><strong style="color: blue;"><strong style="color: blue;"><img src="https://mmbiz.qpic.cn/sz_mmbiz_png/g9EamlBdXeribQhKfuNpVG2Z4bqGPsozl1JOa5eKicNWttAATdRBfyE98wlEYrCbCV3nB5IN7znwTtH4unXu61Wg/640?wx_fmt=png&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1&wx_co=1" style="width: 50%; margin-bottom: 20px;"></strong></strong></strong></strong></strong></p>
这篇文章真的让我受益匪浅，外链发布感谢分享！
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