银行开户 | 内地人士怎么开香港个人账户？这个开户攻略很实用！
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">咱们</span>都<span style="color: black;">晓得</span>，<span style="color: black;">区别</span>的银行<span style="color: black;">乃至</span><span style="color: black;">区别</span>的分行，<span style="color: black;">针对</span>客户开立银行个人账户，所需要<span style="color: black;">供给</span>的资料，都有可能有所<span style="color: black;">区别</span>，开户的门槛<span style="color: black;">亦</span>有可能不<span style="color: black;">同样</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">因此呢</span>，在准备开户前，需要准备好<span style="color: black;">关联</span>资料，<span style="color: black;">以避免</span><span style="color: black;">由于</span>资料不全耽误时间。当然了，还有<span style="color: black;">有些</span>开户<span style="color: black;">原由</span><span style="color: black;">亦</span>要说明白，更重要的当然还有后续账户的<span style="color: black;">守护</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="//q2.itc.cn/images01/20240625/5185e8addbfe4d25bb833fe5e00a132f.jpeg" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">今天，港企通就<span style="color: black;">来讲</span>说内地人士在香港开立银行个人账户该准备好什么以及开户后需要<span style="color: black;">怎样</span><span style="color: black;">守护</span>账户等，<span style="color: black;">期盼</span>对<span style="color: black;">大众</span>有所<span style="color: black;">帮忙</span>~</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">目录</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">1、</span>香港个人开户所需资料</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">2、</span>香港个人开户<span style="color: black;">需要</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">3、</span>香港银行账户<span style="color: black;">守护</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">1、</span>香港个人开户所需资料</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">1.身份证件</strong></p>内地身份证（有效期不少于6个月）港澳通行证/护照（有效期不少于6个月）<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">2.过关小票</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">根据</span>正规<span style="color: black;">需求</span>是需要携带过关时领取的小票，实际操作并非所有银行都会<span style="color: black;">需求</span>查看，但千万不要弄丢了，以防有需要<span style="color: black;">运用</span>到！</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">3.<span style="color: black;">位置</span>证明</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">若通讯<span style="color: black;">位置</span>与身份证<span style="color: black;">位置</span><span style="color: black;">同样</span>，且为住宅<span style="color: black;">位置</span>而非集体户<span style="color: black;">位置</span>，则无需<span style="color: black;">供给</span>额外<span style="color: black;">位置</span>证明。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">若<span style="color: black;">日前</span>通讯<span style="color: black;">位置</span>与身份证<span style="color: black;">位置</span>不<span style="color: black;">同样</span>，需要<span style="color: black;">供给</span>辅助资料核实<span style="color: black;">位置</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">如：3个月以内的银行流水账单（信用卡账单，联系银行寄送纸质账单）、水电费账单（账单户名需为<span style="color: black;">自己</span>，<span style="color: black;">因此呢</span>，部分租房用户不太适用）。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">4.<span style="color: black;">供给</span>打印版的银行流水</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">通常</span>需要<span style="color: black;">供给</span><span style="color: black;">近期</span>3个月，在各大银行网银<span style="color: black;">能够</span>申请下载打印，<span style="color: black;">供给</span>流水<span style="color: black;">重点</span>是为了证明收入<span style="color: black;">源自</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">5.开户理由</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">开户理由非常重要，可能会直接影响你<span style="color: black;">是不是</span><span style="color: black;">能够</span>顺利开通账户。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="//q6.itc.cn/images01/20240625/641e787458b0422f9f441f6929a68b23.jpeg" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">2、</span>香港个人开户<span style="color: black;">需要</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">通常</span><span style="color: black;">来讲</span>，<span style="color: black;">平常</span>的开户<span style="color: black;">需要</span>（即开户理由）有以下几种：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">1.购买股票、投资</strong></p>需要<span style="color: black;">供给</span>在内地的股票基金账户流水，证明你有买股票的<span style="color: black;">行径</span>需要存入最低3000美元等值港币（每家银行<span style="color: black;">需求</span><span style="color: black;">区别</span>）<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">2.购买香港保险</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">部分银行会<span style="color: black;">需求</span><span style="color: black;">供给</span>保险单资料，或<span style="color: black;">意见</span>你在银行购买保险<span style="color: black;">制品</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">3.购买理财<span style="color: black;">制品</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">部分银行会<span style="color: black;">需求</span><span style="color: black;">供给</span><span style="color: black;">近期</span>的理财<span style="color: black;">制品</span>购买记录，证明有购买理财<span style="color: black;">制品</span>，或<span style="color: black;">意见</span>你在银行购买理财<span style="color: black;">制品</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="//q2.itc.cn/images01/20240625/22434243e3b14e8c9126d6eb019d27ef.jpeg" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">4.到香港旅游、消费、购物等个人生活用途</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">能够</span>以经常出去旅游，方便换汇，或方便到港购物等，这个理由<span style="color: black;">通常</span><span style="color: black;">状况</span>下<span style="color: black;">能够</span><span style="color: black;">做为</span><span style="color: black;">恰当</span>开户理由，但<span style="color: black;">区别</span>银行<span style="color: black;">需求</span>可能会有所<span style="color: black;">区别</span>。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">5.在香港读书/在香港<span style="color: black;">机构</span>就职</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">运用</span>这个理由来开立香港银行账户，<span style="color: black;">通常</span>需要<span style="color: black;">供给</span>学校证明/香港<span style="color: black;">机构</span>的<span style="color: black;">关联</span>证明。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">注：有<span style="color: black;">需要</span>的客户可联系港企通<span style="color: black;">帮助</span>预约办理，以最简单的方式办理香港银行账户~</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">3、</span>香港银行账户<span style="color: black;">守护</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">开好了香港银行账户，就好了吗？这些可能会<span style="color: black;">引起</span>个人银行账户被关的<span style="color: black;">状况</span>要<span style="color: black;">重视</span>了：</p>账户余额<span style="color: black;">始终</span>为0；账户<span style="color: black;">运用</span>不活跃；账户平时<span style="color: black;">仅有</span>少量资金，又经常有<span style="color: black;">很强</span>额的转账交易；个人账户频繁<span style="color: black;">运用</span>于<span style="color: black;">机构</span>业务用途（有正当理由，偶尔是<span style="color: black;">能够</span>的）；开户人经常<span style="color: black;">错失</span>银行打来的境外<span style="color: black;">tel</span>。<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">香港银行个人账户的<span style="color: black;">运用</span>习惯与国内有所<span style="color: black;">区别</span>，有部分客户因<span style="color: black;">运用</span><span style="color: black;">欠妥</span>，<span style="color: black;">引起</span>账户被动冻结、被关户，港企通说说<span style="color: black;">怎样</span><span style="color: black;">守护</span>好账户：</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">1.能<span style="color: black;">不可</span>向<span style="color: black;">机构</span>账户转账？</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">私人账户在有正当理由的<span style="color: black;">状况</span>下，是<span style="color: black;">能够</span>向<span style="color: black;">机构</span>账户汇款，<span style="color: black;">亦</span><span style="color: black;">能够</span>向私人汇款，<span style="color: black;">然则</span>个人账户<span style="color: black;">不可</span>频繁<span style="color: black;">运用</span>于<span style="color: black;">机构</span>业务用途，否则可能会被关户！</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">2.跟银行保持通畅的沟通</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">在<span style="color: black;">必定</span>交易额的非同名转账<span style="color: black;">状况</span>下，银行后台会对<span style="color: black;">关联</span>交易做进一步的<span style="color: black;">认识</span>和调查。大部分客户都是正常交易，银行的调查<span style="color: black;">亦</span>是为了排除洗钱的可能，<span style="color: black;">即时</span>做解释，<span style="color: black;">供给</span><span style="color: black;">关联</span>证明文件，排除洗钱的<span style="color: black;">状况</span>，账户就<span style="color: black;">无</span>问题。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">3.保持账户活跃度</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">尽可能</span><span style="color: black;">每一个</span>月登录一次网银，最好有<span style="color: black;">有些</span>交易，每家香港银行规定可能有所<span style="color: black;">区别</span>，监管<span style="color: black;">亦</span>会有变化。</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;">以上<span style="color: black;">便是</span>“香港银行账户”的<span style="color: black;">关联</span>内容，<span style="color: black;">期盼</span>对您有所<span style="color: black;">帮忙</span>~</p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">倘若</span>您有<span style="color: black;">机构</span>注册、银行开户等<span style="color: black;">需要</span>或其他的疑问，欢迎随时与北京港企通商务咨询有限<span style="color: black;">机构</span>联系，<span style="color: black;">咱们</span>将有专业团队和您做<span style="color: black;">详细</span>沟通，并<span style="color: black;">供给</span><span style="color: black;">处理</span><span style="color: black;">方法</span>。<a style="color: black;"><span style="color: black;">返回<span style="color: black;">外链论坛：www.fok120.com</span>，查看<span style="color: black;">更加多</span></span></a></p>
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