英国政府最新计划！上班族可需要每周工作四天！或出台最严禁烟令...
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q2.itc.cn/q_70/images03/20240830/1853802e4b994d02a9852379e2117246.jpeg" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">2024年8月30日</span></strong><span style="color: black;">英国日更</span><span style="color: black;">重点有：</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">●英国政府计划推出新法案，<strong style="color: blue;">雇员有权<span style="color: black;">需求</span>每周工作四天</strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">●</span><strong style="color: blue;"><span style="color: black;">英国政府计划出台户外禁烟令，禁止民众在露天场合吸烟</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">●</span><span style="color: black;">英国首相斯塔默<strong style="color: blue;">移走首相府撒切尔画像</strong>，引保守党人众怒</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">●</span><span style="color: black;">智库呼吁工党<strong style="color: blue;">加大对伦敦、英格兰东南部富裕地区征税</strong></span></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">●</span><span style="color: black;">NHS将<strong style="color: blue;">为英国中年员工<span style="color: black;">供给</span>免费上门体检</strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">●</span></span><span style="color: black;">NHS 111热线<span style="color: black;">供给</span><strong style="color: blue;">免费心理健康服务</strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">●<strong style="color: blue;">劳埃德银行</strong>向首次购房者<span style="color: black;">供给</span>工资<span style="color: black;">5.5倍的抵押贷款</span></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">●<strong style="color: blue;">英国房贷持有人和租房者</strong>受通胀上涨打击最严重</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">● 受工党加征私校VAT影响，<strong style="color: blue;">英国文法学校“学区房”搜索量大增</strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">英国政府计划推出新法案，雇员有权<span style="color: black;">需求</span>每周工作四天</span></strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">据英媒<span style="color: black;">报告</span>，在与<span style="color: black;">工会和企业密切磋商后</span><span style="color: black;">，</span><strong style="color: blue;"><span style="color: black;">英国</span><span style="color: black;">副</span><span style="color: black;">首相</span><span style="color: black;">Angela Rayner</span></strong>计划今年秋季推出新法案，<strong style="color: blue;"><span style="color: black;">准许</span>雇员有权<span style="color: black;">需求</span>每周工作四天</strong>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q2.itc.cn/q_70/images03/20240830/291ff2432a104dffb5c204f0ca930613.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q4.itc.cn/q_70/images03/20240830/f1594eb690fe4d81a0f831f78e1e952a.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">按照</span>当前的法律，英国企业员工有<span style="color: black;">需求</span>弹性工作制的合法权利，但企业<span style="color: black;">无</span>义务同意。</span><strong style="color: blue;"><span style="color: black;"><span style="color: black;">倘若</span>这一法律顺利<span style="color: black;">经过</span></span><span style="color: black;">，企业将有义务从<span style="color: black;">第1</span>天起为员工<span style="color: black;">供给</span>灵活的工作时间（例如周一到周四工作，周五<span style="color: black;">休憩</span>），除非这种做法“不<span style="color: black;">恰当</span>不可行”。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q4.itc.cn/q_70/images03/20240830/af4a6cd0888544b48eb284c8fea2a13e.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">一名工党<span style="color: black;">信息</span>人士<span style="color: black;">叫作</span>：“保守党曾经承诺将实施弹性工作制，但却未能做到，<span style="color: black;">咱们</span>将在现有的法律<span style="color: black;">基本</span>上做出改善。</span><span style="color: black;">灵活的工作<span style="color: black;">选取</span>，如压缩工作时间<span style="color: black;">能够</span>降低辞职率，<span style="color: black;">加强</span>生产率，让父母能兼顾事业和家庭</span><span style="color: black;">。</span><span style="color: black;">”</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">英国政府计划出台户外禁烟令，<span style="color: black;">禁止民众</span><span style="color: black;">在</span><span style="color: black;">露天场合吸烟</span></span></strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">据英媒透露，英国政府计划出台一项户外禁烟令，禁止民众在露天场合吸烟。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q6.itc.cn/q_70/images03/20240830/ed64713671d1410eab2638d430441f1f.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">最新<span style="color: black;">揭发</span>的<span style="color: black;">奥密</span>文件<span style="color: black;">表示</span>，英国政府<span style="color: black;">思虑</span>将室内禁烟令扩大到<strong style="color: blue;"><span style="color: black;">酒吧花园</span><span style="color: black;">、</span>足球场外、水烟吧、夜总会的露天空间、大学、医院、儿童游乐场和小公园等场所</strong>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">值得一提的是，户外禁烟令可能会波及到<strong style="color: blue;">电子烟<span style="color: black;">运用</span>者</strong>，</span><span style="color: black;">尚不清楚<span style="color: black;">是不是</span>影响到</span><span style="color: black;">私人住宅、大公园、</span><span style="color: black;">道路</span><span style="color: black;">以及</span><span style="color: black;">海滩、封闭式公园等人群密集的<span style="color: black;">地区</span></span><span style="color: black;">。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q9.itc.cn/q_70/images03/20240830/32e3251dcd8d4246995b73242d5a39f5.jpeg" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">当地时间8月29日，英国首相斯塔默证实了传闻，</span><span style="color: black;">他说：“我的出发点是提醒<span style="color: black;">大众</span>，每年有超过8万人<span style="color: black;">亡于</span>吸烟，对NHS<span style="color: black;">来讲</span>是一个巨大的<span style="color: black;">包袱</span>，对纳税人<span style="color: black;">来讲</span><span style="color: black;">亦</span>是，<span style="color: black;">但<span style="color: black;"><span style="color: black;">亡于</span>吸烟</span>完全<span style="color: black;">能够</span>预防</span>。</span><strong style="color: blue;"><span style="color: black;"><span style="color: black;">因此</span><span style="color: black;">咱们</span>将在禁烟方面做出<span style="color: black;">更加多</span><span style="color: black;">奋斗</span>，会<span style="color: black;"><span style="color: black;">逐步</span><span style="color: black;">颁布</span></span></span><span style="color: black;"><span style="color: black;">更加多</span>细节。</span></strong><span style="color: black;">”</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q1.itc.cn/q_70/images03/20240830/9a1e1af4452b45019e7ab7e2a694b5e7.jpeg" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">据<span style="color: black;">认识</span>，前保守党首相苏纳克在执政<span style="color: black;">时期</span>提出了《烟草和电子烟法案<span style="color: black;">（Tobacco and Vapes Bill）</span>》，旨在禁止2009年后出生的任何人购买烟草，以期逐步减少吸烟人数。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q4.itc.cn/q_70/images03/20240830/8e216afeaa3e48f59a1134a1e5d89c08.jpeg" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">因为</span>苏纳克宣布提前</span><span style="color: black;">大选，该法案<span style="color: black;">无</span>完成立法，<span style="color: black;">因此呢</span>工党再次将该法案提上议事日程，目</span><span style="color: black;">标是到2030年使英国<span style="color: black;">作为</span>“无烟国家”，届时预计<span style="color: black;">仅有</span>5%的人口会吸烟。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">不外</span>，工党的这一<span style="color: black;">行径</span><span style="color: black;">诱发</span>了反对党们的猛烈<span style="color: black;">打击</span>。<strong style="color: blue;">改革英国党领袖法拉奇<span style="color: black;">叫作</span>“这将是酒吧的末日”</strong>，保守党领袖候选人罗伯特·詹里克批评<span style="color: black;">叫作</span>：“英国最不需要的<span style="color: black;">便是</span>数千家酒吧关门。”</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q7.itc.cn/q_70/images03/20240830/e91732019e5f47db93f3b8dcd56e831a.jpeg" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">英国首相斯塔默移走首相府撒切尔画像，引保守党人众怒</span></strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">据</span><span style="color: black;">传记作者汤姆·鲍德温（Tom Baldwin）透露，英国首相斯塔默已在唐宁街<strong style="color: blue;">将前保守党首相撒切尔夫人的肖像从唐宁街首相府的墙上撤了下来。</strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q7.itc.cn/q_70/images03/20240830/51d833a9ac4b4ca4a43ce2bd3774d5d7.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">鲍</span><span style="color: black;">德温解释说</span><span style="color: black;">，</span></span><span style="color: black;">斯塔默不想被撒切尔夫人“盯着看”，<span style="color: black;">由于</span>这会让他感到“不安”。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q1.itc.cn/q_70/images03/20240830/2892bd0c2ff34e47b2a4c0557a73f1a5.jpeg" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">据<span style="color: black;">认识</span>，撒切尔夫人的肖像由御用肖像画家理查德·斯通创作，2009年时被挂进了英国首相的官邸内，时值10万英镑。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q8.itc.cn/q_70/images03/20240830/06726b227d6844a7bc7b499d2540701a.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">不外</span>，保守党人<span style="color: black;">火速</span>对斯塔默进行了<span style="color: black;">剧烈</span>的<span style="color: black;">打击</span>，<span style="color: black;">她们</span>纷纷指责这位工党领袖对撒切尔夫人“不尊重”，并为他贴上了“<span style="color: black;">报仇</span>”和“小气”的标签。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">智库呼吁工党加大对伦敦、英格兰东南部富裕地区征税</span></strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">据英媒<span style="color: black;">报告</span>，<strong style="color: blue;">英国财相Rachel Reeves</strong>将在10月30日的《秋季财政预算》中<span style="color: black;">调节</span>税收政策，<span style="color: black;">包含</span><span style="color: black;">资本利得税（<span style="color: black;">CGT</span>）、</span><span style="color: black;"><span style="color: black;">百姓</span>保险金（NI）</span><span style="color: black;">及养老金等，</span>以弥补庞大的财政赤字。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q0.itc.cn/q_70/images03/20240830/24f787fbbdd9401a81876275639d27aa.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">对此，英国智库公共政策<span style="color: black;">科研</span>所（IPPR）出台了一份<span style="color: black;">科研</span>报告，呼吁工党政府利用税收政策平衡国家，</span></span><span style="color: black;">向伦敦和英格兰东南部等富裕地区征税180亿英镑</span><span style="color: black;">。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q5.itc.cn/q_70/images03/20240830/a64aea64e679417a997ebe6a31104858.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">IPPR指出，</span></span><strong style="color: blue;"><span style="color: black;">英国正<span style="color: black;">处在</span>“财富不平等螺旋”中，而当前的税收制</span><span style="color: black;">度（个税高于资本利得税）“加速了地区不平等”。</span></strong><span style="color: black;"><span style="color: black;">按照</span>该<span style="color: black;">公司</span>的分析，<strong style="color: blue;">英国约40%的投资收入来自伦敦和东南部</strong>，尽管这些地区的人口仅占英国人口的四分之一。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q5.itc.cn/q_70/images03/20240830/2db65fdc6ce44408af8636893c475ade.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q9.itc.cn/q_70/images03/20240830/a6077234d2054c4fb643dac26da52419.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">当前，英国的<span style="color: black;">资本利得税（</span><span style="color: black;">CGT）</span>最高税率为28%，远<span style="color: black;">小于</span>个人所得税的最</span><span style="color: black;">高税率<span style="color: black;">45%</span>。</span>IPPR<span style="color: black;">意见</span></span><span style="color: black;"><span style="color: black;">加强</span>CGT税率与个税税率齐平，预计</span><span style="color: black;">在2029年下届大选前将<span style="color: black;">增多</span>680亿英镑的收入。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q5.itc.cn/q_70/images03/20240830/d3f7a7eeb20e4f49bd4229c4486c8ded.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">IPPR</span></span><span style="color: black;">还呼吁</span><strong style="color: blue;"><span style="color: black;">对房屋</span><span style="color: black;">税进行改革</span></strong><span style="color: black;">，用等比例的房屋税取代</span><span style="color: black;">市政税（</span><span style="color: black;">c</span><span style="color: black;">ouncil tax）</span><span style="color: black;">、</span><span style="color: black;">短期内对空置房屋征收更高的税，并<span style="color: black;">增多</span>两个</span><span style="color: black;">更高的房屋</span><span style="color: black;">税等级。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">另外</span>，IPPR<span style="color: black;">意见</span><strong style="color: blue;">用“终身资本收购税（lifetime capital acquisitions tax）”取代遗产税</strong>，限制<span style="color: black;">商场</span>和农业流转的遗产税减免，以最大限度地减少避税。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;">NHS将为英国中年员工<span style="color: black;">供给</span>免费上门体检</strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">据英媒<span style="color: black;">报告</span>，<span style="color: black;">从9</span><span style="color: black;">月开</span><span style="color: black;">始的半年里，</span>英国NHS的工作人员将前往<strong style="color: blue;">写字楼、酒吧和工地等<span style="color: black;">男性主导</span></strong><span style="color: black;">的行业</span>，为超过13万名40岁的中年人免费体检，<span style="color: black;">旨在减少慢性病<span style="color: black;">（</span><span style="color: black;">男性患病<span style="color: black;">危害</span>更大）</span>，促进经济增长和生产力</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><img src="https://q4.itc.cn/q_70/images03/20240830/c6fa2c9ea7d5495b8b033413a4877f49.png" style="width: 50%; margin-bottom: 20px;"></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">据<span style="color: black;">认识</span>，英国政府<span style="color: black;">供给</span>了700万英镑的经费<span style="color: black;">帮助</span>这一免费体检计划，<span style="color: black;">全部</span>体检过程大约</span><span style="color: black;">20分钟，<span style="color: black;">包含</span>为员工<span style="color: black;">测绘</span>体重、血压和胆固醇，<span style="color: black;">瞧瞧</span><span style="color: black;">她们</span><span style="color: black;">是不是</span>有患2型糖尿病或心脏病的<span style="color: black;">危害</span>。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">倘若</span>测试结果<span style="color: black;">表示</span>属于高危人群，这些员工将接受NHS的治疗，<span style="color: black;">包含</span>降压药、降低胆固醇的他汀类<span style="color: black;">药品</span>，以及转介到NHS减肥诊所。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;">日前</span>，参与该免费体检计划的企业<span style="color: black;">包含</span><strong style="color: blue;">捷豹路虎（Jaguar Land Rover）</strong>，该<span style="color: black;">机构</span><span style="color: black;">Solihull总部</span>董事会、工厂车间的4500名员工将在几个月内接受这一福利。</span></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">NHS 111热线<span style="color: black;">供给</span>免费心理健康服务</span></strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">据英媒<span style="color: black;">报告</span>，英格兰地区的<span style="color: black;">NHS 111热线<span style="color: black;">起始</span><span style="color: black;">供给</span>免费的心理健康服务，</span>备受心理健康<span style="color: black;">困惑</span>的人士</span><span style="color: black;"><span style="color: black;">能够</span>拨打<span style="color: black;">得到</span>紧急<span style="color: black;">帮忙</span>。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">据<span style="color: black;">认识</span>，这个号码与当地一个接受过心理健康培训的呼叫处理团队相连，旁边还有24小时待命的护士和临床<span style="color: black;">大夫</span>。</span><strong style="color: blue;"><span style="color: black;">该团队<span style="color: black;">能够</span>组织一次心理健康<span style="color: black;">评定</span>，派出一个<span style="color: black;">危险</span><span style="color: black;">干涉</span></span><span style="color: black;">小组，并在当地<span style="color: black;">供给</span><span style="color: black;">帮忙</span>。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">另外</span>，<span style="color: black;">人们还<span style="color: black;">能够</span><span style="color: black;">经过</span>登录nhs.uk网站，<span style="color: black;">得到</span></span>谈话治疗服务。</strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">NHS心理健康主任Claire Murdoch说，这项<span style="color: black;">能够</span>让<span style="color: black;">包含</span>儿童在内的所有年龄段的病人都有机会<span style="color: black;">遵循</span>专业人士的意见，给予<span style="color: black;">她们</span>正确的引导。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">劳埃德银行向首次购房者<span style="color: black;">供给</span>工资5.5倍的抵押贷款</span></strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">为了<span style="color: black;">帮忙</span><span style="color: black;">更加多</span>的人购买首套房，英国劳埃德银行宣布拨款<span style="color: black;">20亿英镑，</span></span><strong style="color: blue;"><span style="color: black;"><span style="color: black;"><span style="color: black;">准许</span></span></span><span style="color: black;">首次购房者将能够借到高达其工资5.5倍的抵押贷款，贷款幅度<span style="color: black;">加强</span>了</span><span style="color: black;">22%。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">这<span style="color: black;">寓意</span>着<span style="color: black;">针对</span>年收入为5万英镑、首付为10%的购房者<span style="color: black;">来讲</span>，<span style="color: black;">能够</span>借到的抵押贷款最<span style="color: black;">巨额</span>度是27.5万英镑，购房者需要<span style="color: black;">最少</span>储蓄28,700英镑才有资格申请。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">事实上，劳埃德银行并不是<span style="color: black;">第1</span>家降低首付的银行。</span><span style="color: black;">Nationwide自2022年<span style="color: black;">败兴</span><span style="color: black;">始终</span><span style="color: black;">供给</span>类似的抵押贷款<span style="color: black;">制品</span>，Skipton Building Society<span style="color: black;">乃至</span><span style="color: black;">供给</span>一款无抵押贷款<span style="color: black;">制品</span>（no deposit mortgage），收入贷款比（income-to-loan）<span style="color: black;">亦</span>是5.5倍。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">英国房贷持有人和租房者受通胀上涨打击最严重</span></strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">官方数据<span style="color: black;">表示</span>，<span style="color: black;">过去一年里</span><span style="color: black;">，</span>在所有社会群体中，英国抵押贷款持有人和租房者受到通胀上涨的打击最严重。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">英国国家统计局（ONS）8月28日发布的数据<span style="color: black;">表示</span>，在<span style="color: black;">截止</span>2024年6月的一年内，<strong style="color: blue;">抵押贷款持有者的生活成本平均上涨了3.7%</strong>，</span><span style="color: black;">较5月的4.1%有所下降，但高于普通民众的2.5%，更高于6月的整体通胀率2%。</span><strong style="color: blue;"><span style="color: black;">同一时期，</span><span style="color: black;">租房者的生活</span><span style="color: black;">成本的</span><span style="color: black;">平均上涨了</span><span style="color: black;">3.2%。</span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">这是<span style="color: black;">因为</span><span style="color: black;">持有</span>房贷的房东将更高的借贷成本</span><span style="color: black;">转嫁给租客</span><span style="color: black;">，<span style="color: black;">引起</span>租房者的生活成本</span><span style="color: black;">高于<span style="color: black;">通常</span>人群。</span><span style="color: black;">与此<span style="color: black;">同期</span>，</span><span style="color: black;">房屋短缺的<span style="color: black;">情况</span></span><span style="color: black;"><span style="color: black;">亦</span>推高了租金。</span></span></strong></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">相比之下，有房无贷人群的生活成本仅上涨了1.3%，是所有群体中最低的。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;">受工党加征私校VAT影响，英国文法学校“学区房”搜索量大增</strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">On The Market最新数据<span style="color: black;">表示</span>，<strong style="color: blue;">自工党执政<span style="color: black;">败兴</span>，英国大<span style="color: black;">都数</span>知名文法学校（grammar schools）周边的房产搜索量大幅<span style="color: black;">增多</span>，许多地区的搜索量<span style="color: black;">乃至</span>是往年同期的两倍。</strong></span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">其中，<strong style="color: blue;"><span style="color: black;">位置于</span>伯明翰的文法学校King Edward VI Camp Hill</strong>周边的“学区房”搜索量增幅最大，其5英里范围内的房屋搜索量比往年高出166%。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">肯特郡Dartford文法学校</span></strong><span style="color: black;"><span style="color: black;">周边</span>的房产搜索量比去年同期增长了151%，紧随其后的是奥平顿的<strong style="color: blue;">St Olave’s文法学校</strong>，搜索量增长了143%。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">伦敦南部的Wilsons School</span></strong><span style="color: black;">周边房屋搜索量同比增长97%，<strong style="color: blue;">伦敦西北部的Queen Elizabeths School</strong>和<strong style="color: blue;">Henrietta Barnett School</strong>周边房屋搜索量分别上涨了60%和50%。</span></p>
<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">对此，On The Market的总裁Jason Tebb<span style="color: black;">暗示</span>：“自从英国政府确认对私立学校学费征收增值税（VAT）<span style="color: black;">败兴</span>，英国顶尖文法学校和公立学校的申请人数<span style="color: black;">明显</span><span style="color: black;">增多</span>，这<span style="color: black;">亦</span>可能会对当前的房地产市场产生影响。”</span></p>延伸阅读：揭秘英国新首相斯塔默！草根出身，前律师，妻子是犹太人...
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