l14107cb 发表于 2024-6-23 21:25:09

120万一针的抗癌神药,保险就能报销?


    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">点击蓝字 关注<span style="color: black;">咱们</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">“<span style="color: black;">CAR-T</span>治疗法”,是免疫细胞疗法的一种,是近年来在肿瘤(尤其是血液瘤)治疗<span style="color: black;">行业</span>最为瞩目的创新疗法之一。其原理是<span style="color: black;">经过</span>改造<span style="color: black;">病人</span><span style="color: black;">自己</span>的免疫性<span style="color: black;">T</span>细胞来攻击并摧毁恶性肿瘤。传说中打一针,就能杀死癌细胞,</span><span style="color: black;">它是</span><span style="color: black;">让人起死回生的肿瘤新疗法。</span></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;">以前人类对癌症对治疗</span></span><span style="color: black;">,</span><span style="color: black;"><span style="color: black;">局限于</span></span><span style="color: black;"><span style="color: black;">用一系列的手术,</span></span><span style="color: black;"><span style="color: black;"><span style="color: black;">例如</span></span></span><span style="color: black;"><span style="color: black;">放疗</span></span><span style="color: black;">、</span><span style="color: black;"><span style="color: black;">化疗以及靶向治疗和免疫疗法来治疗它,<span style="color: black;">然则</span>,仍然</span></span><span style="color: black;"><span style="color: black;">收效甚微</span></span><span style="color: black;">。</span><span style="color: black;"><span style="color: black;">而</span></span><span style="color: black;"><span style="color: black;">CAR-T</span><span style="color: black;">疗法的横空出世,让人看到了<span style="color: black;">期盼</span>的曙光。</span></span></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;">6</span><span style="color: black;">月</span><span style="color: black;">23</span><span style="color: black;">日,复星凯特</span><span style="color: black;">CAR-T</span><span style="color: black;">细胞治疗<span style="color: black;">制品</span>益基利仑赛注射液(又<span style="color: black;">叫作</span>阿基仑赛注射液,商品名:奕凯达)正式<span style="color: black;">获准</span>上市。该<span style="color: black;">制品</span>将用于治疗二线或以上系统性治疗后复发或难治性大</span><span style="color: black;">B</span><span style="color: black;">细胞淋巴瘤成人<span style="color: black;">病人</span>。</span></span></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;"><span style="color: black;">不外</span>,</span><span style="color: black;">CAR-T</span><span style="color: black;"><span style="color: black;">药品</span>并非能治疗所有的癌症,它<span style="color: black;">日前</span><span style="color: black;">重点</span>应用于治疗血液系统肿瘤,<span style="color: black;">针对</span>白血病、淋巴瘤、骨髓瘤的效果比较好,<span style="color: black;">针对</span>其他的癌症,效果并不确定。</span></span></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;"><span style="color: black;">据述</span>该药上市后不久,一位确诊弥漫性</span><span style="color: black;">b</span><span style="color: black;">大细胞瘤的病人在多次治疗<span style="color: black;">没</span>效的<span style="color: black;">状况</span>下打了一针这个药,过一段时间去复查,癌细胞居然完全清除,出院回家了。</span></span></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;"><span style="color: black;">不外</span></span></span></strong><strong style="color: blue;"><span style="color: black;"><span style="color: black;">,</span></span></strong><strong style="color: blue;"><span style="color: black;"><span style="color: black;">120</span><span style="color: black;">万一针的天价</span></span></strong><strong style="color: blue;"><span style="color: black;"><span style="color: black;">,</span></span></strong><strong style="color: blue;"><span style="color: black;"><span style="color: black;">让人兴奋的治疗效果<span style="color: black;">暗地里</span>,却是让人望而生畏的治疗<span style="color: black;">花费</span>。</span></span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;"><span style="color: black;">为何</span>如此之贵?</span></span></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;"><span style="color: black;">由于</span>它的生产成本比传统治疗方式要<span style="color: black;">繁杂</span><span style="color: black;">非常多</span>,<span style="color: black;">运用</span>过程<span style="color: black;">包含</span>抽取<span style="color: black;">病人</span>的血液,分离血液里的</span><span style="color: black;">T</span><span style="color: black;">细胞,激活</span><span style="color: black;">T</span><span style="color: black;">细胞活性,扩增有效</span><span style="color: black;">T</span><span style="color: black;">细胞,放行冻干到最后<span style="color: black;">移植</span><span style="color: black;">病人</span>的<span style="color: black;">身体</span>,<span style="color: black;">全部</span>过程非常<span style="color: black;">繁杂</span>,培育成本非常高。</span></span></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;"><span style="color: black;">况且</span></span><span style="color: black;">CAR-T</span><span style="color: black;">疗法属于个体化生产,通俗的说<span style="color: black;">便是</span>“私人定制”,一个<span style="color: black;">病人</span>为一个批次,成本以及推广的便利程度都让它的价格不低。</span></span></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;"><span style="color: black;">那样</span><span style="color: black;">针对</span>普通人<span style="color: black;">来讲</span>,真的就<span style="color: black;">无</span>机会得到命运女神的眷顾了吗?</span></span></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;">其实</span></span><span style="color: black;">,</span><span style="color: black;"><span style="color: black;">有的</span></span><span style="color: black;">,</span><span style="color: black;"><span style="color: black;">那<span style="color: black;">便是</span><span style="color: black;">能够</span>依靠<span style="color: black;">商场</span>保险</span></span><span style="color: black;">。</span></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;"><span style="color: black;">日前</span><span style="color: black;">非常多</span>医疗险</span></span><span style="color: black;"><span style="color: black;"><span style="color: black;">能够</span>覆盖</span><span style="color: black;">CAR-T</span><span style="color: black;">疗法</span></span><span style="color: black;">,</span><strong style="color: blue;"><span style="color: black;"><span style="color: black;">只要你买对了医疗险,就<span style="color: black;">能够</span><span style="color: black;">容易</span>实现</span><span style="color: black;">“</span><span style="color: black;">CAR-T</span><span style="color: black;">自由”。</span></span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;"><span style="color: black;">通常</span><span style="color: black;">来讲</span></span></span><span style="color: black;">,</span><span style="color: black;"><span style="color: black;">少部分的百万医疗,绝大部分的中高端医疗都<span style="color: black;">能够</span>覆盖。</span></span></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;"><span style="color: black;"><span style="color: black;">因此</span></span></span><span style="color: black;">,</span><span style="color: black;"><span style="color: black;">购买医疗险对时候</span></span><span style="color: black;">,</span><span style="color: black;"><span style="color: black;">要看下<span style="color: black;">是不是</span><span style="color: black;">包括</span>癌症特效药</span></span><span style="color: black;">,</span><span style="color: black;"><span style="color: black;">以及</span></span><span style="color: black;"><span style="color: black;">CAR-T</span><span style="color: black;">疗法</span></span><span style="color: black;"><span style="color: black;">药</span></span><span style="color: black;">。</span></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">THE</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">END</span></strong></p>
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vixf 发表于 2024-8-23 02:28:55

你的见解真是独到,让我受益良多。

364463952 发表于 2024-8-27 17:20:17

楼主果然英明!不得不赞美你一下!

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nqkk58 发表于 2024-10-14 00:17:08

你说得对,我们一起加油,未来可期。

1fy07h 发表于 2024-10-31 17:30:58

你的见解独到,让我受益匪浅,非常感谢。

7wu1wm0 发表于 2024-11-9 01:21:01

顶楼主,说得太好了!
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