论坛 › 海南 › 癌病能击垮一个百万家庭吗？——看癌一般得花多少钱？

f9yx0du 发表于 2024-6-25 21:22:29

癌病能击垮一个百万家庭吗？——看癌一般得花多少钱？

<span style="color: black;">查出难治的癌病，面对未知的复发<span style="color: black;">危害</span>，<span style="color: black;">倘若</span>你手头有50万存款该<span style="color: black;">怎样</span>分配？</span>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——你更倾向于把钱用在去大城市大医院找专家面诊、名医开刀呢？还是<span style="color: black;">选取</span>在当地医院用略微好<span style="color: black;">有些</span>的进口药？还是用来改善自己的<span style="color: black;">平常</span>生活，<span style="color: black;">弥补</span>营养或是留给子女？又或是，<span style="color: black;">没</span>论<span style="color: black;">怎样</span>都要剩下一部分用以应对<span style="color: black;">将来</span>可能存在的<span style="color: black;">危害</span>？</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">看好癌病，是个很难光靠钱<span style="color: black;">处理</span>的事情，但<span style="color: black;">无</span>钱<span style="color: black;">亦</span>是万万不行的。</span></strong><span style="color: black;"><span style="color: black;">尤其</span>是<span style="color: black;">针对</span><span style="color: black;">咱们</span>普通人看病，<span style="color: black;">仅有</span><span style="color: black;">晓得</span><span style="color: black;">此刻</span>要花多少，<span style="color: black;">将来</span>还要花多少，最好和最坏的<span style="color: black;">状况</span>是什么，做到心里有数才有<span style="color: black;">选取</span>治疗的底气。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">上<span style="color: black;">1星期</span>，良医汇与<strong style="color: blue;">45位肺癌、肝癌、胃癌以及淋巴瘤</strong><strong style="color: blue;"><span style="color: black;">病人</span>相邀</strong>，做了一期关于</span><strong style="color: blue;"><span style="color: black;">“</span><span style="color: black;"><span style="color: black;">怎样</span>花钱，花多少钱</span></strong><strong style="color: blue;"><span style="color: black;">”</span></strong><span style="color: black;">的访谈与问卷调查。<span style="color: black;">亦</span>想将这次调查的结果与<span style="color: black;">大众</span>分享。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">&nbsp;猜猜看癌症<span style="color: black;">通常</span><span style="color: black;">必须</span>花多少钱？</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">咱们</span>问了<span style="color: black;">非常多</span>位病友“<span style="color: black;">在患病之前，觉得</span><span style="color: black;">治疗癌症要花多少钱？</span>”这一问题。大部分人给出的都是很模糊的范围。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——“总得要个几十万吧？”&nbsp;</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——“可能<span style="color: black;">最少</span>得20、30万吧？”</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">是<span style="color: black;">咱们</span>听到最多的答案。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">但<span style="color: black;">实质</span>问下来，45位采访者中：</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">仅有</span></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">3</span></strong></span><span style="color: black;">位是真的花到</span><strong style="color: blue;"><span style="color: black;">50万以上</span></strong><span style="color: black;">的；</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">21</strong><span style="color: black;">位是花在了</span><span style="color: black;"><strong style="color: blue;">20-50W</strong></span><span style="color: black;">这个区间；</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">１7</strong><span style="color: black;">位是花在</span><span style="color: black;"><strong style="color: blue;">10-20W</strong></span><span style="color: black;">这个区间；</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;">３</strong><span style="color: black;">位是花在</span><span style="color: black;"><strong style="color: blue;">3-10W</strong></span><span style="color: black;">这个区间；</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">还有</span><strong style="color: blue;"><span style="color: black;">1</span></strong><span style="color: black;">位上海的肺癌<span style="color: black;">病人</span><span style="color: black;">由于</span><span style="color: black;">发掘</span>得早<span style="color: black;">能够</span>手术根治，总花费还不到</span><strong style="color: blue;"><span style="color: black;">3</span></strong><strong style="color: blue;"><span style="color: black;">W</span></strong><span style="color: black;">。</span></p><img src="https://mmbiz.qpic.cn/mmbiz_png/XD2IXgnrtJD9utVcQ5v7icy7xISbqRJHMTHM2RBGricc5AKqu8j2UtIXZ1AyW9c3QDItd1pHu0zaN9mVHZt7BuCQ/640?wx_fmt=png&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">这部分的消费既<span style="color: black;">包括</span>了门诊<span style="color: black;">花费</span>，<span style="color: black;">亦</span><span style="color: black;">包括</span>了<span style="color: black;">有些</span><span style="color: black;">由于</span>癌病带来的额外<span style="color: black;">花费</span>，比方说异地<span style="color: black;">看病</span>的车马住宿费，住院请护工、<span style="color: black;">平常</span><span style="color: black;">弥补</span>营养、吃中药<span style="color: black;">护理</span>等等。<span style="color: black;">因为</span>部分人<span style="color: black;">由于</span>商保的报销还没走完<span style="color: black;">因此</span>，预计<span style="color: black;">花费</span>比调查的结果还要再低<span style="color: black;">有些</span>。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">大部分病友都<span style="color: black;">无</span>比预想中花<span style="color: black;">更加多</span>的钱，<span style="color: black;">因此</span>总体都比较<span style="color: black;">阳光</span>，<span style="color: black;">心理</span><span style="color: black;">亦</span>没像刚确诊时那般崩溃。而几乎</span></strong><span style="color: black;"><strong style="color: blue;"><span style="color: black;">95％</span></strong></span><strong style="color: blue;"><span style="color: black;">的被调查者都认为，药费是花销中的大头。</span></strong><span style="color: black;">——至于其余的<span style="color: black;">花费</span>，穷有穷的用法，富有富的用法，是<span style="color: black;">不消</span>犯愁的。</span></p><img src="https://mmbiz.qpic.cn/mmbiz_jpg/XD2IXgnrtJD9utVcQ5v7icy7xISbqRJHMtKPIdLZguick3uscDoGeVO1Fvx1eZAsSZLYySDc0ibtBvEkltzNb7XLA/640?wx_fmt=jpeg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">除此之外，<span style="color: black;">咱们</span><span style="color: black;">亦</span><span style="color: black;">发掘</span>癌种不同，所用的治疗方式不同<span style="color: black;">亦</span>让花费有了<span style="color: black;">很强</span>的差异：</span></p><span style="color: black;"><span style="color: black;">咱们</span>采访的７位胃癌病友，平均花费在</span><strong style="color: blue;"><span style="color: black;">14.5</span></strong><span style="color: black;"><strong style="color: blue;"><span style="color: black;">万</span></strong></span><span style="color: black;"><span style="color: black;">上下</span>，报销后在</span><span style="color: black;"><strong style="color: blue;">6.6</strong></span><strong style="color: blue;"><span style="color: black;">万</span></strong><span style="color: black;">元<span style="color: black;">上下</span>。</span><span style="color: black;">采访的３４位肺癌病友，平均花费在</span><strong style="color: blue;"><span style="color: black;">25</span></strong><strong style="color: blue;"><span style="color: black;">万</span></strong><span style="color: black;"><span style="color: black;">上下</span>，报销后在</span><span style="color: black;"><strong style="color: blue;">13.8</strong></span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">万</span></strong></span><span style="color: black;">元<span style="color: black;">上下</span>，但<span style="color: black;">因为</span>靶向药要<span style="color: black;">连续</span><span style="color: black;">吃下</span>，这部分的<span style="color: black;">花费</span>可能还会逐年攀高<span style="color: black;">有些</span>。</span>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">同期</span><span style="color: black;">咱们</span>还<span style="color: black;">发掘</span>，<span style="color: black;">能够</span>手术的肿瘤和难以手术、复发转移的肿瘤治疗花费<span style="color: black;">亦</span>相差巨大。<span style="color: black;">倘若</span>是早期<span style="color: black;">能够</span><span style="color: black;">经过</span>手术根治的肿瘤，大部分花费在</span><strong style="color: blue;"><span style="color: black;">３-10万</span></strong><span style="color: black;"><span style="color: black;">上下</span>，<span style="color: black;">倘若</span>不算新辅助治疗，做手术即便不报销</span><span style="color: black;"><span style="color: black;"><strong style="color: blue;">3-</strong></span></span><strong style="color: blue;"><span style="color: black;"><span style="color: black;">5</span>万</span></strong><span style="color: black;"><span style="color: black;">亦</span>足够了。病友真正害怕的是晚期肿瘤、复发与病情反复，这些都能让治疗变成＂<span style="color: black;">没</span>底洞“。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">&nbsp;<span style="color: black;">各样</span>癌病，住院、门诊、平均一年的治疗花费要多少？</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">2019年，北京中医药大学的<span style="color: black;">科研</span>团队对2016年北京市所有癌症类型<span style="color: black;">病人</span>（30224例住院<span style="color: black;">病人</span>和485391例门诊<span style="color: black;">病人</span>）的治疗<span style="color: black;">花费</span>进行了<span style="color: black;">科研</span>。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">得出的结论是：</span><span style="color: black;"><strong style="color: blue;"><span style="color: black;">肿瘤<span style="color: black;">病人</span>人均每次住院<span style="color: black;">花费</span>超过3.2万元，占癌症治疗<span style="color: black;">花费</span>的58.6％，而单次门诊<span style="color: black;">花费</span>约为0.14万元。</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">在男性癌症住院<span style="color: black;">病人</span>中，人均支出最高的四大癌症依次是胃癌（约</span><strong style="color: blue;"><span style="color: black;">5.5万</span></strong><span style="color: black;">元）、食管癌（约</span><span style="color: black;"><strong style="color: blue;">5.3万</strong></span><span style="color: black;">元）、结直肠癌（约</span><strong style="color: blue;"><span style="color: black;">4.9万</span></strong><span style="color: black;">元）和胆囊癌（约</span><span style="color: black;">4.7万</span><span style="color: black;">元），女性则依次为胆囊癌（约</span><span style="color: black;"><strong style="color: blue;">6.1万</strong></span><span style="color: black;">元）、胃癌（约</span><span style="color: black;"><strong style="color: blue;">5.8</strong></span><span style="color: black;">万元）、胰腺癌（约</span><span style="color: black;"><strong style="color: blue;">4.6万</strong></span><span style="color: black;">元）、结直肠癌（约</span><strong style="color: blue;"><span style="color: black;">4.5</span></strong><span style="color: black;"><strong style="color: blue;"><span style="color: black;">万</span></strong></span><span style="color: black;">元）。</span></p><img src="https://mmbiz.qpic.cn/mmbiz_jpg/XD2IXgnrtJD9utVcQ5v7icy7xISbqRJHM8BZOIAmP0IDJBjV64OAOKIrpRzQxIe4mjaVP168RzLBCRxHlP9RMCQ/640?wx_fmt=jpeg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">综合看来：睾丸癌的人均住院<span style="color: black;">花费</span>最低约为</span><span style="color: black;"><strong style="color: blue;">1.1</strong></span><strong style="color: blue;"><span style="color: black;">万元</span></strong><span style="color: black;">，胃癌的人均住院<span style="color: black;">花费</span>最高，约为</span><strong style="color: blue;"><span style="color: black;">5.6</span></strong><span style="color: black;"><strong style="color: blue;"><span style="color: black;">万元</span></strong></span><span style="color: black;">，除此之外的消化系统肿瘤食管、结直肠、胰腺、胆囊等人均住院支出<span style="color: black;">亦</span><span style="color: black;">显著</span>偏高。这可能与消化道肿瘤的手术频率更高、住院时间更长<span style="color: black;">相关</span>。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">至于门诊<span style="color: black;">花费</span><span style="color: black;">各样</span>癌症<span style="color: black;">病人</span>平均<span style="color: black;">花费</span>约为1400元。单次花费最少的是白血病<span style="color: black;">病人</span>，约560元RMB，最多的是前列腺癌，约1944元RMB。</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">这是北京<span style="color: black;">看病</span>的花销，那<span style="color: black;">针对</span><span style="color: black;">有些</span>小<span style="color: black;">地区</span>治疗癌病的花销又<span style="color: black;">怎样</span>呢？</span><span style="color: black;"><span style="color: black;">咱们</span>又找到了同年江苏省某非省会城市的卫生计生委统计数据，从中<span style="color: black;">选择</span>2518名新农合参合病人的住院<span style="color: black;">花费</span>信息。</span></p><img src="https://mmbiz.qpic.cn/mmbiz_png/XD2IXgnrtJD9utVcQ5v7icy7xISbqRJHMrnk9uV7D3f59pUmib1OQk5UQoNjE0SqY4C6jCOPytthO7Uv1Xk5oolw/640?wx_fmt=png&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">从这张表上所<span style="color: black;">陈列</span>的数据，<span style="color: black;">咱们</span><span style="color: black;">能够</span>看出住院总<span style="color: black;">花费</span>大约=西药费＋中药费＋<span style="color: black;">检测</span>费＋治疗费。住院治疗白血病大概<span style="color: black;">必须</span></span><strong style="color: blue;"><span style="color: black;">8.9万元</span></strong><span style="color: black;">，直肠癌<span style="color: black;">必须</span></span><span style="color: black;"><strong style="color: blue;">8.7万元</strong></span><span style="color: black;"><span style="color: black;">上下</span>；结肠癌<span style="color: black;">必须</span></span><span style="color: black;"><strong style="color: blue;">6.6万元</strong></span><span style="color: black;"><span style="color: black;">上下</span>。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;">这些小镇居民，面临的治疗成本<span style="color: black;">亦</span>可能比调查中更高。</strong>毕竟在调查中<span style="color: black;">亦</span>强调，当地的肿瘤<span style="color: black;">病人</span>大多采取手术治疗<span style="color: black;">办法</span>,但<span style="color: black;">因为</span>当地医疗<span style="color: black;">前提</span>限制，许多病人还是<span style="color: black;">选取</span>外转去省会医院。除此之外，<span style="color: black;">亦</span>有部分家庭，在经济上确实有困难，<span style="color: black;">无</span><span style="color: black;">保持</span>治疗。</span></p><img src="https://mmbiz.qpic.cn/mmbiz_jpg/XD2IXgnrtJD9utVcQ5v7icy7xISbqRJHMzAE9nPPV9pLlbSIBRp4SF0zfVasadeJcfGYPkGmcxxB8AssK7geWicg/640?wx_fmt=jpeg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;"><span style="color: black;">为何</span>小<span style="color: black;">地区</span>看病，比大城市可能更贵？</span></strong></span><span style="color: black;"><span style="color: black;">咱们</span>采访了<span style="color: black;">有些</span>病友，<span style="color: black;">她们</span>说了些自己的切身经历和感想：</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">一是城镇居民和农村居民<span style="color: black;">医疗保险</span>报销的比例不同，能报销的项目<span style="color: black;">亦</span>不同。<span style="color: black;">尤其</span>是小城市<span style="color: black;">非常多</span><span style="color: black;">病人</span>都是周边的农民，<span style="color: black;">她们</span>其中<span style="color: black;">非常多</span>人<span style="color: black;">乃至</span>“几乎<span style="color: black;">不可</span>报销”。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">二是小镇居民看病没大城市方便，<span style="color: black;">亦</span>更<span style="color: black;">无</span>肿瘤早筛的观念。<span style="color: black;">非常多</span>小镇居民都是明<span style="color: black;">晓得</span>有问题还能拖就拖，<span style="color: black;">引起</span>癌病发展到了晚期才入院治疗。这<span style="color: black;">亦</span><span style="color: black;">引起</span>治疗<span style="color: black;">花费</span>和难度骤升（<span style="color: black;"><span style="color: black;">咱们</span>在调查时，<span style="color: black;">亦</span><span style="color: black;">发掘</span>北上广这些大城市的<span style="color: black;">病人</span>，<span style="color: black;">发掘</span><span style="color: black;">初期</span>肿瘤的概率更高</span>）。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">三是医疗资源问题，有些<span style="color: black;">地区</span>确实<span style="color: black;">无</span>足够<span style="color: black;">优秀</span>的医疗资源去服务疑难重病。一个病小<span style="color: black;">地区</span>兜兜转转看<span style="color: black;">欠好</span>，依旧要外转去大医院<span style="color: black;">亦</span>给<span style="color: black;">病人</span><span style="color: black;">没</span>形中<span style="color: black;">增多</span>了看病的成本。</span></p><span style="color: black;"><strong style="color: blue;">&nbsp;肿瘤<span style="color: black;">病人</span>的钱都花在哪里了？<span style="color: black;">是不是</span>有超预算？</strong></span>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">针对这个问题<span style="color: black;">咱们</span><span style="color: black;">亦</span>采访了<span style="color: black;">非常多</span>病友，<span style="color: black;">亦</span>记录了<span style="color: black;">她们</span>的感想：</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">胃癌<span style="color: black;">病人</span>C女士　</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">抗病４年　</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">总花费约40余万，自费比例约50%</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">36岁来自湖南的C女士，有着两个儿子。为了<span style="color: black;">挣钱</span>和外出务工的老公聚少离多。从2018年确诊中晚期胃癌后，累计花费约40万元.</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">按她的说法是，“<span style="color: black;">得知生这个病的时候<span style="color: black;">尤其</span>愧疚。</span>”给自己看病的预算是“十万块”。——<span style="color: black;">由于</span>C女士刚掏空家底还借钱才买了新房，手头的八九万<span style="color: black;">亦</span>是想好了要用来装修的。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">但肿瘤太大，长的位置<span style="color: black;">亦</span>危险。<span style="color: black;">为了争取手术的机会</span>她先后跑了南京、北京、上海，光做手术前的新辅助治疗就花掉了近十万。面对手术后的复发与耐药，所用的治疗<span style="color: black;">亦</span>越来越多、越来越杂。家里只能卖掉了准备装修的新房。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">谈到感想，她说：“<strong style="color: blue;">之前虽然舍不得花钱但总觉得只要去了好医院，用了好药<span style="color: black;">便是</span>能好治的。后来复发了才<span style="color: black;">晓得</span>，现实中癌症并<span style="color: black;">无</span>这么理想的续命药。<span style="color: black;">错失</span>了时间，再贵的药<span style="color: black;">亦</span>买不了疗效。</strong>”</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">肺癌<span style="color: black;">病人</span>A先生</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">抗病9年</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">总花费80余万，自费约20万</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">50岁，<span style="color: black;">此刻</span>依旧在上市<span style="color: black;">机构</span>上班的A先生，对自己看病的预算是“<span style="color: black;">无</span>预算”——从2013年确诊中晚期肺癌后，他累计花费了超过80万元，但好在国家<span style="color: black;">医疗保险</span>和上市<span style="color: black;">机构</span>自费超过4000以上的大病救助福利项目<span style="color: black;">帮忙</span>他承担了其中60余万元。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">在访谈时，A先生的口头禅是“</span><strong style="color: blue;"><span style="color: black;">能治好就不错了</span></strong><span style="color: black;">”——<span style="color: black;">因为</span>初始肿瘤的位置并<span style="color: black;">欠好</span>，他去了北京的大医院<span style="color: black;">一样</span>不<span style="color: black;">意见</span>手术。后来A先生用遍了化疗、放疗、手术、靶向以及中药<span style="color: black;">护理</span>，几乎是用尽浑身解数才与肿瘤打成平手，实现<span style="color: black;">长时间</span>带瘤<span style="color: black;">存活</span>。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">关于花费，他<span style="color: black;">说到</span><span style="color: black;">非常多</span>项目，比方说放化疗，听着不贵但次数一上去价格就惊人了。</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——比方说刚确诊时的化疗用了进口药，几千一次听着仿佛<span style="color: black;">亦</span>能承受。但Ａ先生<span style="color: black;">亦</span>没想到会要连着做17次，花上十余万。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——再比方说放疗一个点位收160元，听着不贵，但A先生身上有7个点位，一次<span style="color: black;">亦</span>要一千多，连着做了29次，<span style="color: black;">亦</span>要四五万。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">问及看病的预算，他能想到的是“走一步看一步”“都听<span style="color: black;">大夫</span>的”，面对<span style="color: black;">各样</span>问题反正是“兵来将挡水来土掩”。反正<span style="color: black;">全部</span>治疗过程中，在“命”面前，A先生几乎很少<span style="color: black;">思虑</span>钱的问题。但好在有国家兜底，单位兜底，事情总算<span style="color: black;">无</span>太坏。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">A先生还特意和我说：“</span><strong style="color: blue;"><span style="color: black;"><span style="color: black;">将来</span>看病肯定会越来越便宜。我<span style="color: black;">晓得</span><span style="color: black;">非常多</span>靶向药、免疫药都进<span style="color: black;">医疗保险</span>了。就比方说我<span style="color: black;">此刻</span>还在<span style="color: black;">吃下</span>的靶向药吉非替尼。2014年<span style="color: black;">大夫</span><span style="color: black;">举荐</span>我吃的时候要25000元<span style="color: black;">一月</span>，我没舍得，觉得家庭压力太大了。等到2016年这个药<span style="color: black;">医疗保险</span>后算下来我只要7800元<span style="color: black;">一月</span>了，于是我就<span style="color: black;">起始</span>吃。虽然这还是笔大开销，但好在当时还有赠药政策，在各项政策扶持下<span style="color: black;">迄今</span>我统共<span style="color: black;">亦</span>就为它花了10万块。这总比我预想的要便宜<span style="color: black;">有些</span>，心里<span style="color: black;">亦</span>没什么压力了。<span style="color: black;">此刻</span><span style="color: black;">非常多</span>药听着是大几万，但<span style="color: black;">各样</span>政策福利下来仿佛<span style="color: black;">亦</span><span style="color: black;">能够</span>接受。</span></strong><span style="color: black;">”</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">肺癌<span style="color: black;">病人</span>B</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">抗病1年有余</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><strong style="color: blue;"><span style="color: black;">总花费约10万多，自费约8万</span></strong></span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">一样</span>50岁，来自农村的W先生，在确诊肺癌时觉得非常难过。毕竟在他的认知里，觉得治一个癌症总得花掉几十万的。想到自己还有个儿子准备读高中，<span style="color: black;">做为</span>家中顶梁柱的他对自己的预期是“<span style="color: black;">尽可能</span><span style="color: black;">掌控</span>在50万，<span style="color: black;">或</span>再往上一点”。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">刚<span style="color: black;">起始</span>时，肺癌确实<span style="color: black;">亦</span>给了他一个“下马威”，光前期基因检测、PET-CT等兜兜转转的<span style="color: black;">检测</span>加起来就有七八万，<span style="color: black;">况且</span><span style="color: black;">医疗保险</span>只给他报了两万多——“像PET-CT这种项目是完全<span style="color: black;">不可</span>报的”他特意强调。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">但事情<span style="color: black;">亦</span>并<span style="color: black;">无</span>如他预期的<span style="color: black;">同样</span>“花掉大几十万”。等<span style="color: black;">仔细</span>的<span style="color: black;">检测</span>出来后，<span style="color: black;">大夫</span><span style="color: black;">思虑</span>到他的家庭<span style="color: black;">状况</span>，只给他开了一种国产靶向药，新农合报销完60％后，<span style="color: black;">一月</span>大概是170多块。到<span style="color: black;">此刻</span>他<span style="color: black;">已然</span>吃了快一年了。报销后看病总花费大概还<span style="color: black;">掌控</span>在８万块<span style="color: black;">上下</span>。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">按他的话说：“</span><strong style="color: blue;"><span style="color: black;">没想到看这病，<span style="color: black;">检测</span>比药费还贵！</span></strong><span style="color: black;">”</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;"><span style="color: black;">tel</span>访谈时，他中气十足，<span style="color: black;">始终</span>忙碌着家里的事情，感觉依旧是家里的那个顶梁柱，和健康人没什么区别。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;"> 肿瘤<span style="color: black;">病人</span>的钱该怎么花才<span style="color: black;">恰当</span>？</span></strong></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">关于该<span style="color: black;">怎样</span>安排花钱，采访的每位病友都给出了自己的看法。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——有人说是别迷信<span style="color: black;">哪些</span>北上广的综合医院，去一趟挂号是不贵，但人生地不熟，车马住宿兜兜转转总要花掉几千，<span style="color: black;">倘若</span>当地的专科医院能看就优先<span style="color: black;">思虑</span>专科医院，毕竟术业有专攻，<span style="color: black;">亦</span>未必见得会差。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——有人说，<span style="color: black;">检测</span>的钱别心疼，<span style="color: black;">倘若</span>检测没做好，后面用药不对都是白治疗。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——<span style="color: black;">亦</span>有人说，手头的钱<span style="color: black;">最少</span>要留一半，任何肿瘤都有复发的<span style="color: black;">危害</span>，<span style="color: black;">不可</span>一次都花完了。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">——<span style="color: black;">亦</span>有人说，自己借钱<span style="color: black;">亦</span>给家人买了几千块的百万医疗险，<span style="color: black;">仅有</span>患病了才<span style="color: black;">晓得</span>保险的好。</span></p>
    <p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><strong style="color: blue;"><span style="color: black;">对此，你怎么看呢？欢迎添加小助手加入<span style="color: black;">病友</span>群交流哦~</span></strong></p><img src="https://mmbiz.qpic.cn/mmbiz_png/T649WQnicDYic1metmstEibdIr6ichGlZfB7FYQGuEELFVLyt1wMicPx3pDTlsJibibjGDugvP6DAqKZ0e0yshcb5Pw5A/640?wx_fmt=png&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1" style="width: 50%; margin-bottom: 20px;">&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<p style="font-size: 16px; color: black; line-height: 40px; text-align: left; margin-bottom: 15px;"><span style="color: black;">【版权声明】</span>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</p>
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qzmjef 发表于 2024-10-19 07:26:17

论坛的成果是显著的，但我们不能因为成绩而沾沾自喜。

wrjc1hod 发表于 2024-11-2 00:08:11

回顾历史，我们不难发现：无数先辈用鲜血和生命铺就了中华民族复兴的康庄大道。

nykek5i 发表于 2024-11-13 21:53:35

在遇到你之前，我对人世间是否有真正的圣人是怀疑的。

查看完整版本: 癌病能击垮一个百万家庭吗？——看癌一般得花多少钱？